Archive

Hamptons analysis of Countrywide estate agency data shows that in the first half of 2024, Londoners purchased 33,130 homes outside the...

New data from Santander shows that parents wanting children to attend one of the top 500 state primary schools outside of...

A new analysis of the housing market suggests approvals will rise following the first Bank of England base rate cut of...

Bridging loan books continued to grow to record levels in the second quarter of 2024, reaching nearly £8.4 billion, according to...

Mojo Mortgages’ data has revealed that extending a mortgage from 25 to 35 years can cost the average first-time buyer an...

The positive impact of this month’s Bank of England base rate cut, combined with other encouraging market data, has led Rightmove...

The Bank of England has been sharply rebuked by a think tank which claims rate cuts should have come faster. The free-market...

A monitor of the bridging sector suggests business is growing - mostly because of delays in the mainstream property conveyancing sector,...

Both mortgage and landlord possessions actions have continued to rise in the current quarter. Mortgage claims have reached their highest volume...

There’s speculation that there could be two more base rate cuts announced before the end of the year, following last week’s...

New data from Legal & General’s Ignite platform shows a significant increase in over-50s seeking remortgages with terms taking them close...

A new lettings market index has been launched by the Skipton Group, parent company of Connells, the country’s largest lettings and...

Nationwide has joined a year-old campaign to speed up the home buying process through increased digitisation. The society has joined the Open...

New research suggests that last year cash buyers accounted for the highest percentage of market activity seen in the last decade...

The average age of landlords acquiring new rental property with a buy to let mortgage has fallen over the past decade,...

Virgin Money has launched The Retrofit Boost, a new mortgage product designed to help home owners improve their property’s energy efficiency. The...

The Nationwide regional house price indices are produced quarterly, with data for Q2 (the three months up to and incluingJune) showing...

The Conservatives are set to lose nearly half of homeowner votes this week, latest polling from national estate agency Jackson-Stops reveals....

A huge survey involving analysis of over 14,000 properties suggests an urgent need for the next government to help private rental...

Mortgage-backed housing sales volumes over the last three months are still some 49% below this time last year. A new analysis by...

Data from UK Finance suggests that interest-only mortgage holders are showing no obvious signs of distress despite interest rates remaining high.  There...

 A new first-time buyer study from Rightmove reveals that the average first-time buyer mortgage payment has risen by 61% since the...

Total mortgage lending sat at just £50.5 billion during the first quarter of 2024, the lowest level seen since interest rates...

Rightmove reports that the average price of property coming to the market for sale drops by £21 this month to £375,110...

oneyfacts data reveals the average shelf-life of a mortgage has dropped to 15 days, down from 28 days a month prior. Month-on-month...

Rightmove says there should be a review of mortgage affordability criteria undertaken by the next government. The portal’s mortgages expert Matt Smith...

Building societies' mortgage balances grew in the six months between October 2023 and March 2024, when they had declined across the...

New data from Rightmove reveals that 95% of people planning to move home say the July General Election will not affect...

A Freedom of Information (FoI) request from a former pensions minister has revealed a significant increase in the proportion of home...

There was a 13% increase in Q1 2024 of 56-65 year-olds searching for their first property compared to the same period...

Chain-free homes command asking price premiums of 3.9% over homes on sale with buyer-chains - and in one location at least,...

Property Circle, which calls itself “the growth platform for mortgage brokers, estate agents and letting agents” has appointed a PropTech high-flyer...

UK Finance’s latest arrears and possessions data shows a modest three per cent rise in homeowner mortgages in arrears to 96,580...

The average selling price of property across Edinburgh, the Lothians, Fife and the Borders during February-April was £269,963, some 1.5% higher...

Almost three quarters of Millennial and Gen Z buyers - those aged 18 to 34 - think energy efficiency improvements will...

The proportion of buy to let properties purchased in Southern England fell to a record low last year, continuing a trend...

Five major lenders - NatWest, Barclays, Accord, Leeds Building Society and HSBC - have all announced rate increases so far this...

Mortgage lending has fallen by -28.6% in the past year, according to a new analysis. Octane Capital analysed gross mortgage lending data*...

Jonathan Samuels, chief executive of Octane Capital, believes that with the property market now showing early signs of a return to...

Specialist lender Hodge has joined forces with Propflo, a PropTech startup, to help customers make their properties more energy-efficient and environmentally...

An analysis of government house price data by business consultancy Hargreaves Lansdown suggests the typical mortgage term for a first time...

A new report reveals the latest trends  in UK lending and borrowing, compiled by lending software company Lenvi. The most notable trends include...

MPs on the all-party Levelling Up, Housing and Communities Select Committee want to quiz representatives from across the house selling community about...

Lloyds Banking Group, Nationwide, NatWest - along with Rightmove - have announced a strategic investment in Coadjute, a prominent PropTech business. This...

Fall throughs are costing sellers some £909m a year - and that’s even on recent muted sales figures. Home Sale Pack has...

Monthly payments on some 123,000 home loan accounts were cut in the first eight months of the government’s Mortgage Charter.   The...

A property software business says its research shows that the housing market revival is driven by the premiums levied on new...

Mortgage approvals jumped 7.7% in February to 60,383, and were 40% higher than they were a year ago, new figures from...

New data from Rightmove reveals that Thursday March 28 was the biggest day for the number of new sellers coming to...

Recent economic data was reassuringly predictable. We learned that core inflation fell by fractionally more than expected while services inflation proved slightly...

The Bank of England has signalled that more than one interest rate cut is likely this year - but the question...

Some of the biggest names in the trade, lending and advisory sectors have produced a report outlining the vast significance that...

The beleaguered construction sector - a good early indicator of later sales activity - has seen a welcome boost in some...

Fewer people are concerned about paying their mortgage and fewer believe mortgage affordability is a barrier to home buying.  That’s the verdict...

The ‘average’ 25 year mortgage term is increasingly becoming a thing of the past says USwitch. A recent study of the data...

New data from Zoopla suggests that the housing market is becoming buoyant despite widespread uncertainty over the exact direction of mortgage...

A new study has revealed the best and worst UK regions for first-time buyers based on house affordability and earning potential.  The...

Some 42 per cent of regulated firms are reporting a rise in financial crime attempts, while more than a quarter say...

Remortgagers, not buyers, are fuelling the increase in mortgage industry activity. That’s the view of Octane Capital following an analysis of Bank...

A property agency has analysed the lending and housing markets to work out why so many mortgage applicants are couples. Benham and...

There’s been a surge in enthusiasm for energy efficient homes according to research from heat pump advocates OVO. It says that a...

There were 12,000 first time buyers over the age of 50 in the UK in 2022, the latest figures available. This means that...

By Jonathan Samuels, chief executive of specialist property lender Octane Capital, writes: The Bank of England’s decision to hold interest rates on...

Unbiased, a platform for connecting with prospective clients, has slashed charges it imposes on mortgage advisers for a second consecutive month. Unbiased...

UK Finance says there were 93,680 homeowner mortgages in arrears of 2.5 per cent or more of the outstanding balance in...

Global intelligence company Pepper Advantage, which has a portfolio of over 100,000 UK residential mortgages, says there’s been a dramatic increase...

The number of mortgages offered to home buyers went up from 49,300 in November to 50,500 in December, against the normal...

The negative effects of higher mortgage rates on affordability were overestimated throughout 2023 with house prices having dropped one one to...

Lifetime mortgage fund usage continues to show a mixture of aspirational and needs-based borrowing, according to figures from lender Pure Retirement....

Banks are reporting that default rates increased in the final quarter of 2023, albeit more slowly than the quarter before -...

There are growing fears that the hoped-for Bank of England base rate cut this spring - the first off possibly several...

HM Land Registry says it’s working with mortgage lenders to ensure they will no longer need to chase conveyancers for updates...

A property-focussed law firm claims it takes a whole working day to obtain a Mortgage In Principle and up to six...

Latest Bank of England data released in recent days shows net mortgage approvals for house purchases rose from 47,900 in October...

Monthly interest costs have surged by 283 per cent since 2021 for landlords using interest-only mortgages, research shows. Octane Capital compared rates...

Crystal Specialist Finance has conducted its Annual Survey with over 10,000 brokers for the second year running. The point is to see...

The Bank of England says there was £18.8 billion of mortgage borrowing in arrears in the third quarter of this year. That’s...

With the Bank of England maintaining base rate - as expected - at 5.25 per cent, the broker community ends 2023...

Two-year fixed rate mortgages have dipped below six per cent for the first time since June this year. Back in June there...

Many landlords say they’re set to expand investments in 2024 despite facing up to 80 per cent higher costs in the...

Cases of buy-to-let arrears have doubled in a single year, according to a new analysis. The research, from Octane Capital, analysed quarterly...

A new survey - going against the trend of other housing market studies - suggests that house prices could rise six...

Low loan to value ratios from mortgage lenders are leaving an estimated 90,000 new build homes empty across the UK as...

Lenders are offering more fixed deals with incentives since the start of last month - November - but analysis by Moneyfactscompare...

A new analysis of the new build housing market for next year suggests that eventually there will be a bounce, triggered...

New data from Legal & General - based on searches to its Ignite platform - suggests a diverse mortgage market during...

The share of homes sold by a landlord in Great Britain fell from 15.7 per cent in 2022 to 14.0 per...

Many of the country’s major lenders - and quite a few smaller ones, too - have slashed mortgage rates in response...

Following analysis of its 2023 buy to let mortgage market data, Twenty7tec has reported a significant fall in searches for buy...

Some 45 per cent of homebuyers cited in a survey say slow property lawyer response time is a key pain point...

A new study by a price comparison platform suggests that many younger Britons are waiting to inherit before buying a home. In...

A digital mortgage broker has launched an online tool aggregating data from over 50 Buy to Let lenders to calculate what...

There’s been an alarming set of figures in the Bank of England’s latest Money and Credit report, which relates to September. Net...

Landlords need greater support from mortgage advisers in order to navigate the best course through the current economic climate. That’s according to...

PriceHubble, a supplier of data solutions for real estate and finance, has acquired WhenFresh, delivering data and decision engines to banks,...

The Bank of England is expected to hold base rate at 5.25 per cent this week with many analysts expecting this...

Searches for interest-only mortgages rose a hefty 51 per cent in the past month as buyers seek to improve affordability. Research data...

UK mortgage holders are repaying record amounts of mortgage debt, according to the  Equity Release Council. But the ERC claims high levels...

There are growing fears of yet another Bank of England base rate rise next month following the surprise inflation figure released...

New data from Experian reveals that one in four mortgages lent to those under 30 now have a term of 35...