Archive

The Equity Release Council (ERC) has unveiled new guidance for member firms to consider when launching retrofit lifetime mortgages.   In consultation with...

A monitor of the bridging sector suggests business is growing - mostly because of delays in the mainstream property conveyancing sector,...

April Mortgages, the lender seeking to introduce Dutch-style longer-term products, has reduced the interest rates on its range of five to...

The Mortgage Works (TMW) has reduced rates by up to 0.45 percentage points across its product range, with rates starting from...

More than half of mortgage intermediary firms are expanding, reflecting growing optimism amongst brokers, Paragon Bank research reveals.   The summer edition of...

The number of people moving home increased by 10% in the first half of 2024, according to the latest Lloyds Bank...

Examples set by the big High Street brands could push more lenders into offering sub-4% rates, predicts independent mortgage monitor Moneyfacts. The...

New research suggests that last year cash buyers accounted for the highest percentage of market activity seen in the last decade...

Atom, a UK app-based bank, has been accredited as a lender by the British Business Bank under the new Growth Guarantee...

FinTech company Mortgage Brain has partnered with large scale buy to let lender The Mortgage Works to host a free Mortgage...

Hinckley & Rugby Building Society has launched a range of mortgages to help skilled foreign workers in the UK own their...

Several of the UK’s biggest lenders have raised rates on their mortgage products this week already, as speculation grows that the...

The proportion of buy to let properties purchased in Southern England fell to a record low last year, continuing a trend...

Real estate finance and investment business TAB has launched a long-term lending service extending to all stages of a property’s life...

A new report reveals the latest trends  in UK lending and borrowing, compiled by lending software company Lenvi. The most notable trends include...

Mortgage Advice Bureau has developed a new tool to assess a customer’s financial resilience based on their level of protection. The financial...

Recent economic data was reassuringly predictable. We learned that core inflation fell by fractionally more than expected while services inflation proved slightly...

New research shows that sellers in Wales are likely to be hit hardest by a down valuation, with the average home...

Legal & General Mortgage Club has added April Mortgages to its lender panel, giving additional exposure to April’s long-term fixed-rate remortgage...

Homes Under The Hammer property expert Lucy Alexander is fronting a new campaign to identify empty homes and bring them back...

The average volume of UK properties listed for sale month-on-month rose by 58% in 2023 compared to a year previously, underscoring...

The beleaguered construction sector - a good early indicator of later sales activity - has seen a welcome boost in some...

Mortgage lender Halifax is imposing a new 70-year age limit on the terms of its home loans for some borrowers. This has...

The Cambridge Building Society has re-introduced top slicing on its standard Buy to Let range up to 80 per cent LTV. This...

A new study has revealed the best and worst UK regions for first-time buyers based on house affordability and earning potential.  The...

The chief executive of a specialist business bank has paid tribute to the ‘amazing work’ carried out by its broker network. Gary...

Hampshire Trust Bank has launched a limited edition two year discounted Flex tracker across its buy to let and semi-commercial offerings....

After reaching the milestone of £250m in 2022, specialist lender Cohort Capital increased originations by 60 per cent in 2023 to...

Global intelligence company Pepper Advantage, which has a portfolio of over 100,000 UK residential mortgages, says there’s been a dramatic increase...

FinTech supplier Mortgage Brain has partnered with HSBC UK to host a free online masterclass on self-employed lending.  Taking place on February...

There are clear signs the commercial property market is adjusting to today’s high interest rate environment according to specialist lender Together. Its...

The vast majority of high net worth individuals have faced mortgage rejections and had to accept lower loan-to-value ratios than they...

Almost two thirds of first time buyers mortgage completions are in joint names (with two or more people), according to the...

New research indicates that the Bank of Mum and Dad may not be as prevalent as it once was, with the...

London estate agency Foxtons says its latest survey shows a major uptick in the confidence of potential sellers.  While 38 per cent...

Mortgages for Business is rebranding to Mortgage Finance Brokers, or MFB. A statement from managing director Gavin Richardson says: “It’s now a...

Property lender Together is holding its third webinar for brokers in its Chalk Live series, offering new educational content along with...

Two organisations have joined forces to create a new platform dedicated to providing holiday let mortgages. Holiday Cottage Handbook Financial Services claims...

Crystal Specialist Finance has conducted its Annual Survey with over 10,000 brokers for the second year running. The point is to see...

Karis Capital is launching as what it calls “a premier real estate debt advisory firm with plans to redefine how developers...

Just Refer, a new referral portal for national brokerage Just Mortgages and financial services arm Just Wealth, has supported brokers in...

A new study shows a remarkably low number of people seeking professional financial advice. The report is called State of Flux and...

Many of the country’s major lenders - and quite a few smaller ones, too - have slashed mortgage rates in response...

The Mortgage Lander is warning that mortgages rates will need to come down more, and faster, to really kick-start the housing...

The nation’s landlords are responding to higher levels of mortgage interest rates by cutting their borrowing. The research comes from specialist property...

Global credit intelligence provider Pepper Advantage, which has a 100,000+ UK residential mortgage portfolio, says arrears in this country have seen...

UK mortgage holders are repaying record amounts of mortgage debt, according to the  Equity Release Council. But the ERC claims high levels...

A depressing 64 per cent of people have taken out a mortgage or personal loan without fully understanding how it works,...

The impact of higher interest rates isn’t felt equally across the country, according to data from the Halifax. Despite recording one of...

UK Finance’s latest Household Finance Review - for the second quarter of this year - lifts the lid on mortgages. The headlines...

There’s been a flurry of rate cuts from lenders serving all sector of the market as a battle begins for market...

High interest rates are worsening the affordability issues at play in the housing market, the Halifax admits. It says that downward pressure...

Finance tech company Twenty7tec has produced mortgage market statistics for July 2023 - and it’s not all bad news… July was the...

High profile specialist lender Shawbrook has unveiled two new mortgage products for its Buy to Let, Commercial and Semi-Commercial ranges.  The offerings...

New figures relating to the government’s mortgage guarantee scheme shows significant numbers of people taking out high loan to value mortgage...

Saffron for Intermediaries has launched a campaign to help and support broker partners get more self-employed mortgage applications approved first time...

Pepper Advantage, a global credit intelligence company with over $60 billion in assets under management, has published a gloomy report on...

Fleet Mortgages is offering landlord borrowers £1,000 cashback if they improve the Energy Performance Certificate of the property to a C...

Property portal OnTheMarket - the third major portal, behind clear market leaders Rightmove and Zoopla - has launched OnTheMarket Money, a...

New research from bridging specialist and buy to let lender Mercantile Trust reveals an apparent lack of awareness among brokers and...

Mortgage lenders and brokers have rarely had a higher profile than right now, when they are seen as key to the...

After the latest rise in Bank of England Base Rate, mortgage lenders are offering new products to help those struggling to...

New seller asking prices rise by just 0.2% (+£890) this month to £366,247, which is notably lower than the average increase...

It’s turning into a buyers’ market as sellers are accepting on average £14,000 or 4% less than their asking price, according...

SHW has announced that it has promoted two of its Directors to Partner level, taking its Partner total to 25. Gemma Quinn...

Despite the recent economic turbulence, the bridging market has seen more requests for fast, short-term finance. This type of finance provides certainty...

The Bank of England last week hiked interest rates by 0.5 percentage points - pushing the benchmark rate to 4% up...

With many borrowers under the cosh because of the cost of living crisis, lenders are offering brokers a chance to learn...

The Monetary Policy Committee of the Bank of England meets on Thursday with the market expecting them to announce 0.5% raise...

Staying close to a mortgage broker will be an important part of timing a house purchase correctly in 2023. Mortgage rates will...

Technology firm, OneDome, has bought CMME Mortgage and Protection for an undisclosed sum. Describing itself as the world’s first eHomebuying platform, OneDome...

Estate and lettings agent, Barrows and Forrester, revealed that tenant demand has started to depreciate across the rental market. The new research is based...

Barrows and Forrester reveal that the level of homes being snapped up within two weeks of being listed has fallen to 6.8%....

A new market analysis from Ocasa, the specialist rental platform, warns that the average rent bill could reach as much as...

A leading national broker firm has warned that a return to dual pricing could destroy the years of goodwill that have...

Chris Daly has been appointed managing director of Hampshire Trust Bank's specialist mortgages division. Daly was most recently head of origination, real estate finance...

A broad array of buy-of-let and residential products have been relaunched to the market by specialist lender Vida. Do I qualify? The buy-to-let...

Luxury asset short-term lender, Suros Capital, has reportedly been seeing an increase in buoyant new business with its loan book now...

The new homes sales progression and aftercare platform, Unlatch, reveals that Great Britain’s new-build housing market is worth almost £3 billion. In accordance...

The latest market analysis by Unlatch, the new home sales progression and aftercare platform for developers and housebuilders, reveals where Birmingham’s...

Hertfordshire-based bridging lender TAB completed an impressive £34 million of loans back in August – up from £30 million in June...

Benham and Reeves, London lettings and estate agent, has revealed its latest research which discloses which London councils have put in...

In a recent market analysis conducted by Unlatch it was discovered that new-build homes sell for 14% less than their original asking price. These...

A recent study by Unlatch, the new homes sales progression and aftercare platform for developers and households, has disclosed which local...

Homebuyers and professional property investors hoping to make a good return on investment might want to consider new build homes. New data...

New research by estate agent comparison website GetAgent reveals that holiday lets are heating up. The findings show that holiday lets account...

After the phenomenal win, England was crowned UEFA Women’s EURO 2022 champions after the 31-game tournament came to an end with...

Roma Finance has been actively growing and expanding its team and now boasts eight new appointments and three promotions following continuous record-breaking...

In this guest piece, Jess Gerrow, vice president of marketing at Token provides insight into the human side of Open Banking. Driven...

The proportion of disposable household income required to cover average mortgage repayments is 27.6% so far in 2022 – the highest...

This week’s mortgage roundup involves a month of firsts and milestones, with Proportunity and BuildLoan launching UK-first products for buyers. Meanwhile,...

There has recently been an increase in the number of buyers opting for chain-free properties, which research from property purchasing specialist,...

Limited housing stock is seeing one in 10 homes (11%) get snapped up within 14 days of entering the market –...

In the UK, homeownership remains one of the main aspirations for young adults and families who envision climbing the property ladder...

A recent analysis of the current commercial rental market reveals which sectors are currently most in demand when it comes to...

The Prime Minister used a housing speech in Blackpool yesterday to outline plans for a wide-ranging review of the mortgage market and housing...

The UK is leading the way when it comes to the might of the mortgage sector and the number of properties...

Speaking to a financial adviser is more daunting for UK consumers than self-managing their finances, a YouGov study reveals. In a survey...

This article originally appeared on Estate Agent Today last week, but is reproduced here in full as is likely to be...

New research conducted by Total Landlord reveals that landlords who do not have insurance are treading on thin ice as possible...