Archive

There’s no question that fixed rate mortgages are the product of choice among the majority of borrowers. It’s not just the...

Portfolio landlords seeking a new mortgage or remortgage are being warned of growing personal guarantee risks. Purbeck Insurance Services claims personal guarantee...

April Mortgages has improved its capital raising criteria, to make it easier for borrowers looking to raise additional capital for gifting...

The Mortgage Works (TMW) has reduced rates by up to 0.45 percentage points across its product range, with rates starting from...

New data from Legal & General’s Ignite platform shows a significant increase in over-50s seeking remortgages with terms taking them close...

Mortgage approvals on house purchases for June were 59,976 according to the Bank of England - down marginally (0.3%) from 60,134...

A leading financial analyst says some 1.5m homeowners will need to remortgage throughout 2024 - and it’s going to hurt for...

Ground-breaking mortgage lender April Mortgages has formed a new strategic partnership with Tembo Money.   Tembo Money is a mortgage and savings platform...

Paragon Bank is offering four new limited edition buy to let mortgages, with two products suitable for landlords with three or...

Landbay has announced a raft of rate reductions across its buy to let product range, with rates falling by as much...

Growing mortgage product choice shows growing confidence in aspects of the housing market, even before anticipated rate cuts. That’s the view of ...

More rate cuts are being announced by lenders all the time as they vie for business and anticipate the Bank of...

HSBC has made extensive cuts to rates levied on a vast range of residential and buy to let mortgages, coming into...

Total mortgage lending sat at just £50.5 billion during the first quarter of 2024, the lowest level seen since interest rates...

oneyfacts data reveals the average shelf-life of a mortgage has dropped to 15 days, down from 28 days a month prior. Month-on-month...

Dudley Building Society has made its residential large loan mortgage range accessible to all brokers. Up until now, access to the building...

The latest report from the Intermediary Mortgage Lenders Association (IMLA) reveals that intermediary confidence in the industry increased in Q1 2024. Some...

Many buy to let landlords have made financial changes during the cost of living crisis to mitigate the rising costs of...

Buy to let lender Landbay has enhanced its like-for-like remortgage range with new lower stress testing, alongside new rate reductions. For landlords...

Bank of England base rate has been held at 5.25% - where it has been for nine months. The Bank’s monetary policy...

HSBC has made a slew of changes and increases to its residential and buy to let mortgage products. The bank is introducing...

Several of the UK’s biggest lenders have raised rates on their mortgage products this week already, as speculation grows that the...

Keystone Property Finance has expanded its services by introducing further advances for landlords undergoing product transfers. As part of Keystone’s PT Plus...

Five major lenders - NatWest, Barclays, Accord, Leeds Building Society and HSBC - have all announced rate increases so far this...

Chorley Building Society has extensive enhanced its mortgage range with new products for limited company buy to let investors, holiday lets,...

New Financial Conduct Authority statistics display housing market turbulence over the past two years, raising concerns about buyers and lenders in...

Specialist lender Hodge has joined forces with Propflo, a PropTech startup, to help customers make their properties more energy-efficient and environmentally...

Legal & General Mortgage Club has added April Mortgages to its lender panel, giving additional exposure to April’s long-term fixed-rate remortgage...

HSBC used the Easter period to launch its Energy Efficient Homes range, tailored for UK residential first time buyers, home movers...

There’s been an angry reaction to news that from today - March 18 - Halifax is changing the maximum age allowed...

Some 40% of residential landlords with a mortgage - fixed, tracker or discount - are due to renew their mortgage rate...

The ‘average’ 25 year mortgage term is increasingly becoming a thing of the past says USwitch. A recent study of the data...

Last week Halifax - previously an outlier amongst major lenders - announced it was raising rates, following the likes of Santander,...

Hodge has made significant changes to its 50+, Retirement Interest Only (RIO) and Holiday Let Mortgage property criteria. The updates include the...

Remortgagers, not buyers, are fuelling the increase in mortgage industry activity. That’s the view of Octane Capital following an analysis of Bank...

Halifax moved entirely in the opposite direction to its rivals at the very end of last week, cutting rates instead of...

There were 29,060 new mortgages taken out by older borrowers over 55 in the last three months of 2023 - down...

NatWest has made changes to its product ranges for both new business and existing customers. New borrowers can expect a rate increase...

There’s been widespread speculation that the UK is just weeks away from seeing the launch of a Dutch mortgage product with...

With the quick-fire mortgage rate cuts which characterised the past month now slipping into the rear-view mirror, the latest changes from...

Business consultancy Hargreaves Lansdown has identified three major risks associated with the current market, characterised by falling house prices and larger...

The number of mortgages offered to home buyers went up from 49,300 in November to 50,500 in December, against the normal...

The UK's largest building society has slashed its cheapest mortgage rate to an eight-month low and significantly under the Bank of...

The Suffolk Building Society has launched new mortgage products aimed at private landlords who are planning refurbishments, such as a new...

Shawbrook has become the first bank in the UK to offer limited companies the ability to remortgage using the digital conveyancing...

Three high street lenders - Virgin Money, TSB and Skipton Building Society - have joined the commitment to offer mortgages on...

Many of the country’s major lenders - and quite a few smaller ones, too - have slashed mortgage rates in response...

The nation’s landlords are responding to higher levels of mortgage interest rates by cutting their borrowing. The research comes from specialist property...

A digital mortgage broker has launched an online tool aggregating data from over 50 Buy to Let lenders to calculate what...

A residential mortgage lender is using AI to help brokers attract more customers as well as engage existing customers. MPowered Mortgages says...

A host of lenders have announced cuts to their rates in recent days, with Halifax arguably the most significant. It’s launched three-year...

The buy-to-let sector has seen fixed rates fall and product choice grow month-on-month, according to the latest analysis by Moneyfactscompare. Overall buy-to-let...

It’s now one year since former Prime Minister Liz Truss and Chancellor Kwasi Kwarteng’s ill-fated mini-budget, which acted as a catalyst...

The number of three-year fixed mortgage products available from lenders has been rising over the last few months as borrowers coming...

Belvoir - fast becoming as big a force in financial services as in property - has snapped up a regional mortgage...

Mortgage-related fraud has increased by 32.8 per cent in the past year, it’s been claimed. Apex Bridging has analysed the number of...

There’s been a flurry of rate cuts from lenders serving all sector of the market as a battle begins for market...

Finance tech company Twenty7tec has produced mortgage market statistics for July 2023 - and it’s not all bad news… July was the...

A financial service trading statement by a major player this week highlights the issues facing the industry. LSL is one of the...

The OneDome Group, which for 20 years has operated its CMME Mortgages service, is launching a new consumer campaign in the...

A leading analyst is warning that a remortgage nightmare lies await in the second half of 2023. Sarah Coles of business consultancy...

LMS’ Monthly Remortgage Snapshot for April  showed £300 increases for remortgagers last month. Key findings: £300 average monthly payment increase for those who...

Accord is once again cuts rates across its residential mortgage range by between 0.15% and 0.25%, at a time when market...

Autumn 2023 will see the return of the Homebuyer Show Scotland in Glasgow, a dedicated show for Scottish homebuyers looking to...

Accord Mortgages is making further changes to its buy-to-let and residential rates. For the second time in as many weeks, buy to...

Tandem Bank today launched its residential purchase proposition. The move comes earlier than expected, following the market’s positive reaction to how it...

With many borrowers under the cosh because of the cost of living crisis, lenders are offering brokers a chance to learn...

As of last Thursday, members of Legal & General Mortgage Club can now access two Skipton Building Society products on a...

The Mortgage Lender has announced rate cuts across its entire residential range, including purchasing and re-mortgaging products. The specialist lender’s rate reductions...

A new mortgage market analysis by Octane Capital claims that the number of mortgage products available have dropped 41%, compared to...

Octane Capital expects the total level of UK mortgage approvals to be 1.570 million by the end of 2022. That is...

Mortgage rates in the UK have risen significantly during 2022, which appears to have proven an issue for homeowners hoping to switch...

New research by Revolution Brokers show that the average monthly cost of a variable rate mortgage has climbed by 13.3% so far...

Older borrowers could be missing out on the best mortgage and equity release deals through fears about the security of their...

PEXA has announced that Hinckley & Rugby Building Society and Shawbrook Bank will be the first lenders to transact remortgage cases...

Recently, MPowered Mortgages, the fintech mortgage lender using AI to enhance the mortgage journey for homebuyers and re-mortgages, announced it has...

This week’s roundup takes a look at the latest in the mortgage market, from L&G’s latest addition to its lender panel...

Self-employed individuals are twice as likely to be rejected for a mortgage, a new report from The Mortgage Lender (TML) shows. Its...

Over the weekend, Nat Daniels - CEO of Angels Media, the founder of the Today sites - penned this piece in...

Q1 2022 saw the average number of mortgages placed per year by intermediaries fall slightly from the previous quarter, according to...

As far as the UK Government is concerned, the threat from COVID is over. In its wake, a new battle, the...

This week’s mortgage roundup showcases the benevolence of the mortgage sector, with The Cambridge relaunching its products for expats, while Newcastle...

With the interest rate rising from 0.25% to 0.5%, Brian Murphy, head of lending at Mortgage Advice Bureau, shares his top tips homeowners...

PEXA, the Australian-founded fintech, has announced its plans to launch in the UK this year, following significant progress in testing its...

Scott Clay at Together - the specialist lender - has shared a few tips for couples considering buying their first home...

This week’s mortgage roundup is a range of reduced rates and new products across the mortgage market, with Furness Building Society’s...

In the first mortgage roundup of 2022, Introducer Today takes a look at the latest mortgage news, from Landay’s bolstered Green...

With the Bank of England raising interest rates for the first time in more than three years, Brian Murphy, head of lending...

COP26 saw ambitious global net-zero targets being promised and industries are having to adapt to meet the national targets. Mortgage Advice...

New data has shown that millennials (25-44) are as unconfident in their ability to manage their finances as younger Gen Z...

This mortgage roundup highlights the latest updates and features from the UK’s leading lenders, from custom-build mortgage products and holiday let mortgages,...

Nisha Vaidya, mortgage expert at Uswitch, explains how homeowners can use low-interest rates to their advantage and help make their mortgage more...

Most people are willing to pay a ‘certainty premium’ of £1,200 per year for a long-term guarantee of fixed mortgage repayments,...

The mortgage roundup column returns to bring you the latest news on mortgage products coming to the market, featuring Furness Building...

According to new figures released by Mojo Mortgages, UK homeowners are now borrowing more money from mortgage lenders than ever before...

The Nottingham has introduced a new larger lending mortgage aimed at those looking to borrow over £350,000. Priced at 1.85%, the two-year...

The latest mortgage search activity data from Legal & General Mortgage Club (L&G) shows signs that the market is beginning to...

Pure Retirement has announced the launch of its new flexible pricing methodology on the Classic lifetime mortgage product range. The new initiative...

2020 was a year when every sector needed to learn how to adapt to challenging circumstances and the mortgage industry seems...

The Nottingham has unveiled loan-to-value (LTV) limited company buy-to-let (BTL) fixed-rate products. The building society has announced four new two and five-year...