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KEYWORD "Scotland" - 100 RESULTS
Mortgage extensions can cost tens of thousands - new data

Mojo Mortgages’ data has revealed that extending a mortgage from 25 to 35 years can cost the average first-time buyer an...

27 August 2024

From: Breaking News

Intermediaries chief speaks out against rent controls

Kate Davies, executive director of the Intermediary Mortgage Lenders Association (IMLA), says rent controls are not the magic answer to problems...

14 August 2024

From: Breaking News

Revealed - UK’s favoured house types, moving patterns, demographics

The number of people moving home increased by 10% in the first half of 2024, according to the latest Lloyds Bank...

31 July 2024

From: Breaking News

Lloyds says rate cuts already priced into mortgage offers

Lloyds Bank says it expects mortgage rates to remain broadly stable for the short term after the volatility of the past...

29 July 2024

From: Breaking News

Bank offers preferable rates for landlords with good EPCs

Paragon Bank is offering four new limited edition buy to let mortgages, with two products suitable for landlords with three or...

24 July 2024

From: Breaking News

Regional Housing Markets muted by high mortgage rates

The Nationwide regional house price indices are produced quarterly, with data for Q2 (the three months up to and incluingJune) showing...

03 July 2024

From: Breaking News

First Time Buyers deterred by over-strict mortgage rules - claim

New research from the Intermediary Mortgage Landers Association suggests that the cumulative shortfall in first-time buyer numbers since the financial crisis...

01 July 2024

From: Breaking News

Mortgage-backed transactions still far below normal

Mortgage-backed housing sales volumes over the last three months are still some 49% below this time last year. A new analysis by...

01 July 2024

From: Breaking News

Refurb-To-Let loans target landlords improving properties

Paragon Bank has launched a new refurb-to-let deal, offering landlords finance to upgrade their properties. The two refurb-to-let products are designed for...

17 June 2024

From: Breaking News

Mortgage Moans - Watchdog asks why rates are so much higher

Jersey's mortgage rates have been consistently higher than those in the UK, sparking concern among consumers and prompting our investigation, according...

12 June 2024

From: Breaking News

Boost for owner occupation is key demand of UK Finance manifesto

UK Finance has released its financial services manifesto, outlining key priorities the next government should focus on. David Postings, Chief Executive of...

12 June 2024

From: Breaking News

Prices of flats rising faster than any other property type

Big demand for small properties has helped to drive growth in UK property prices in the early months of this year,...

07 May 2024

From: Breaking News

UK residents need an average salary of close to £54,000 to purchase a property, according to new research.  The study shows that...

29 April 2024

From: Breaking News

Lloyds and Barclays profits drop as mortgage competition surges

Lloyd’s pre-tax profits were just £1.6 billion between January and March, down from £2.3 billion for the same period last year. The bank...

29 April 2024

From: Breaking News

How Do First Time Buyers afford to get on the property ladder?

A 2,000-person survey has revealed the diverse financial routes that first time buyers take to get on the property ladder. The survey...

04 April 2024

From: Breaking News

Jury’s Out - Is the YBS 99% mortgage a good idea?

Yorkshire Building Society new fee-free offer will enable first-time buyers across England, Scotland or Wales with a £5,000 deposit to purchase...

02 April 2024

From: Breaking News

Brokerage survey gives surprise result for first time buyers’ affordability

A new study has revealed the best and worst UK regions for first-time buyers based on house affordability and earning potential.  The...

13 March 2024

From: Breaking News

Halifax explains why most first time buyer applications are in joint names

Almost two thirds of first time buyers mortgage completions are in joint names (with two or more people), according to the...

05 February 2024

From: Breaking News

Mortgage costs push big jump in buy to let landlord incorporation

Despite a sharp fall in the number of homes bought by landlords in 2023, the number of limited companies set up...

24 January 2024

From: Breaking News

First Time Buyers and mortgages - new study shows the help they get

A high proportion of first time buyers take advantage of some form of assistance when purchasing their initial home. That’s the verdict...

15 January 2024

From: Breaking News

Buyers Increasingly Use Family Inheritance to fund Property Purchase

London accounts for the highest proportion of homebuyers using family inheritance to fund property purchases, according to compliance platform Thirdfort.  Some 18...

06 December 2023

From: Breaking News

Surge in Homes Coming To Market for Boxing Day Bonanza

There’s been a 46 per cent increase in ‘for sale’ stock hitting the market as sellers look forward to a Boxing...

04 December 2023

From: Breaking News

House Price Rises massively outstrip Earnings - shock new figures

Online Mortgage Advisor has conducted a research by looking at how much property prices have outgrown local wages during the past...

04 December 2023

From: Breaking News

Landlord Sell Off Goes On - but it’s slowing

The share of homes sold by a landlord in Great Britain fell from 15.7 per cent in 2022 to 14.0 per...

22 November 2023

From: Breaking News

Lender gives dire warning about UK house price future

The UK's largest mortgage lender expects house prices to fall this year and next before rising in 2025. Lloyds Banking Group -...

01 November 2023

From: Breaking News

Interest Rate Damage - huge regional variations to housing market

The impact of higher interest rates isn’t felt equally across the country, according to data from the Halifax. Despite recording one of...

06 September 2023

From: Breaking News

Returning Homebuyer Show Scotland partners with Mortgage Advice Bureau

Autumn 2023 will see the return of the Homebuyer Show Scotland in Glasgow, a dedicated show for Scottish homebuyers looking to...

18 April 2023

From: Breaking News

Demand for new-build homes overshadow existing homes

Although the property market is starting to slow, Stripe Property Group claims demand for new-build homes are taking the lead. In an analysis of...

01 December 2022

From: Breaking News

Fewer homes sell within two weeks of hitting the market

Barrows and Forrester reveal that the level of homes being snapped up within two weeks of being listed has fallen to 6.8%....

29 November 2022

From: Breaking News

Revealed - £3bn worth of new homes sold in 2022

The new homes sales progression and aftercare platform, Unlatch, reveals that Great Britain’s new-build housing market is worth almost £3 billion. In accordance...

06 October 2022

From: Breaking News

Scotland dominates British new-build market

Scotland is set to continue its domination over Britain’s new-build market, research by Warwick Estates claims, with the total number of...

27 September 2022

From: Breaking News

Insight - 50-year mortgages pose high risk for the housing market

According to a leading property firm, the latest announcement that a specialist lender has been given a license to off 50-year...

01 September 2022

From: Breaking News

New-build house prices surpass existing homes by 20%

Homebuyers and professional property investors hoping to make a good return on investment might want to consider new build homes. New data...

11 August 2022

From: Breaking News

Revealed - new-build homes increase by 22.1%

According to a new analysis by Warwick Estates new build house prices have substantially risen over the past 12 months. The construction...

04 August 2022

From: Breaking News

Roma Finance strengthens team with multiple appointments and promotions

Roma Finance has been actively growing and expanding its team and now boasts eight new appointments and three promotions following continuous record-breaking...

02 August 2022

From: Breaking News

Need for speed – one in five homes sell within 14 days

Limited housing stock is seeing one in 10 homes (11%) get snapped up within 14 days of entering the market –...

28 June 2022

From: Breaking News

Stamp duty costs on BTL homes up £12k since Gov changes

The average stamp duty payment on buy-to-let (BTL) homes has increased by £11,848 in England, and almost 1,000% higher than that...

14 June 2022

From: Breaking News

Boris Johnson outlines 'comprehensive review' of mortgages in major speech

The Prime Minister used a housing speech in Blackpool yesterday to outline plans for a wide-ranging review of the mortgage market and housing...

10 June 2022

From: Breaking News

FTBs move to live near properties owned by The Queen – Jubilee

A new analysis from the specialist lender Together finds that 24% of UK’s FTBs would prioritise and pay more than the...

31 May 2022

From: Breaking News

Revealed – London worst region for property sector unprofessionalism

While the number of members hit with expulsion has declined steadily each year since a peak in 2018, the most recent...

31 May 2022

From: Breaking News

Jubilee price jumps - rise in property values over last decade

GetAgent.co.uk reveals that UK house prices have increased by as much as 123% in the decade since the Diamond Jubilee in...

31 May 2022

From: Breaking News

Pandemic decline: demand for London flats is yet to subside

Despite a move back to normality for those living and working within the capital, demand for apartment-style living across London is...

24 May 2022

From: Breaking News

Bad news for FTBs – house prices are rising by £24 every day

The average first-time buyer (FTB) is spending £223,751 on their first property, 24% more than in 2016, according to new analysis...

19 May 2022

From: Breaking News

Chain-free sales value rises by 43% as buyer demand soars

Demand for chain-free homes has skyrocketed as buyers continue to pay a significant premium for a fast, efficient purchase, research from...

17 March 2022

From: Breaking News

Homebuyers could save big by heading to auction

A study by Barrows and Forrester has uncovered how much UK homebuyers could save by buying a property at auction, as...

15 March 2022

From: Breaking News

Mortgage roundup – broker support, holiday lets and slashed rates

This week, Introducer Today takes a look at the latest mortgage news, from Aldermore’s expansion to support more brokers, to Roma...

10 February 2022

From: Breaking News

Mortgage roundup – lower rates, AVM integration and going green

This week’s mortgage roundup is a range of reduced rates and new products across the mortgage market, with Furness Building Society’s...

01 February 2022

From: Breaking News

Selling up in 2022? This is how much you’re likely to have made

A study by MoveStreets, the property portal designed for the mobile generation, has uncovered how much current home sellers are likely...

06 January 2022

From: Breaking News

Revealed - 6.5% of pandemic property purchases are new builds

Throughout the pandemic, people across Britain have purchased new homes. Changes in lifestyle trends and schemes that make purchasing a new...

09 December 2021

From: Breaking News

UK house prices predicted to climb by 5% in 2022

In a recent UK housing market forecast, Rightmove uncovers what changes the industry can expect throughout 2022.  The UK's leading online real estate portal...

02 December 2021

From: Breaking News

Deposit Unlock mortgages launches nationally

Deposit Unlock, a mortgage scheme that allows new build buyers to purchase with a 5% deposit, has launched nationally with 17...

02 December 2021

From: Breaking News

Portal problems – sellers overpricing by up to 41% across major portals

British house sellers are overpricing by as much as 41% when it comes to the price at which they list their...

11 November 2021

From: Breaking News

Mortgage roundup – “Outstanding” products for lenders and consumers

The mortgage roundup column returns to bring you the latest news on mortgage products coming to the market, featuring Furness Building...

12 October 2021

From: Breaking News

Over-55s in the South are three times as likely to use equity release

A new study from equity release lender more2life has uncovered the UK regions where using equity release to fund a house...

12 October 2021

From: Breaking News

Tier One Capital secures £6.5m additional funding for investment fund

Wealth management and property lending specialist Tier One Capital has secured a £6.5 million revolving credit facility from Shawbrook Bank for...

24 June 2021

From: Breaking News

Mortgage roundup – exclusive products, lower rates and increased LTVs

LiveMore has announced a reduction of its standard fixed rates from five-year up to lifetime. Launched last week, the seven, 10 and...

15 April 2021

From: Breaking News

Mortgage roundup – a diverse range of products just in time for Easter…

Vernon Building Society has announced a new competitively priced mortgage, available up to 90% of the property’s value. The mortgage is designed...

01 April 2021

From: Breaking News

Mortgage roundup – five-year fixed products prove popular

The Nottingham has rolled out a new five-year fixed product as an option for people looking to remortgage in light of...

18 February 2021

From: Breaking News

The Mortgage Lender increases LTV for capital-raising landlords

The Mortgage Lender has increased its loan-to-value (LTV) for capital-raising landlords from 65% to 75% on all remortgage products. The rise means...

19 August 2020

From: Breaking News

Roma Finance slashes bridging and development rates

Roma Finance, the bridging, buy-to-let and development finance lender, has cut rates across its product range. This follows further funding lines with...

14 February 2020

From: Breaking News

Money Advice Scotland to pilot open banking tool

Money Advice Scotland is piloting open banking technology from Experian which could help it to significantly speed up the early stages...

16 January 2020

From: Breaking News

House price growth has slowed by half since Brexit

Brexit has caused UK house price growth to half since June 2016, according to property management company Apropos. The digital platform, designed...

19 December 2019

From: Breaking News

Many UK homeowners don’t have home insurance

Nearly a quarter of UK homes have no home insurance, according to Assurant Intermediary. The insurance company says advisers play a vital...

14 August 2019

From: Breaking News

Home movers remain committed despite summer slowdown

Many key indicators for home movers and first-time buyers remained either stable or only marginally changed when compared to the previous...

31 July 2019

From: Breaking News

Pure Retirement launches new product range for later life lending

Pure Retirement has announced the launch of its new product suite for advisers, named the Heritage range. The product, which is available...

30 May 2019

From: Breaking News

Young homeowners are paying off their mortgage faster than planned

Almost half of homeowners are making overpayments on their mortgages, according to new research from Which? Mortgage Advisers. Those aged 18-24 led...

08 January 2019

From: Breaking News

Half of brokers see rise in bridging loan volume

Demand for bridging loans increased in the third quarter of 2018, according to bridging lender mtf. Its latest Broker Sentiment Survey found...

23 October 2018

From: Breaking News

Pepper Money to acquire Optimum Credit Ltd

Pepper Money has finalised the terms to acquire 100% of the second charge lender, Optimum Credit Ltd. The purchase will see Pepper...

10 October 2018

From: Breaking News

Summer sales on the up in UK property market

The national month-on-month figures for new listings ‘for sale’ reached 9.4%, while the amount of properties sold sat at 6.2% in...

10 July 2018

From: Breaking News

UK property market activity remained consistent in April

April saw significant purchasing and remortgaging activity following forecasts suggesting an interest rate rise in May, according to the Mortgage Advice...

15 June 2018

From: Breaking News

New head of intermediaries for Furness

Furness Building Society has appointed Alasdair McDonald as head of intermediaries McDonald has over 25 years of experience in the financial services...

06 June 2018

From: Breaking News

Metro Bank expands to Scotland

Metro Bank has announced that from April 5 it will expand its mortgage business into Scotland both direct and via brokers. Scottish...

29 March 2018

From: Breaking News

Kensington and New Street launch full market in Scotland

Kensington Mortgages and New Street Mortgages have announced a successful market launch into Scotland. While Kensington now offers an extensive range of...

16 March 2018

From: Breaking News

Furness enhances its criteria for UK brokers

After listening to feedback from brokers, Furness Building Society has increased the maximum LTV in Scotland to 95% on standard residential...

09 January 2018

From: Breaking News

LendInvest launches BTL loans for specialist lenders

Specialist property finance lender LendInvest has announced its new buy-to-let (BTL) loan products for the specialist lending market. Targeted at professional property...

21 November 2017

From: Breaking News

Together secures new funding with £275m RMBS

Specialist lender, Together, has issued £275 million to support the successful completion of its debut public residential mortgage-backed security (RMBS) transaction. Credit-rating...

02 October 2017

From: Breaking News

TMA Mortgage Club and Skipton Building Society launch fixed rate BTL product

TMA Mortgage Club (TMA) has announced a two-year fixed rate of 2.49%, which will be available to appointed representatives of the...

18 September 2017

From: Breaking News

SMP announces autumn mortgage and protection roadshows

The Society of Mortgage Professionals (SMP) has revealed the dates and venues for its autumn mortgage and protection roadshows, beginning in...

13 September 2017

From: Breaking News

Amicus Property Finance strengthens Manchester team

Amicus Property Finance recently announced that it has appointed three new senior underwriters with long-standing banking experience. Alan Dorrington, Mark Heckles and...

04 August 2017

From: Breaking News

Scottish borrowers are most active mortgage switchers

Mortgage borrowers in Scotland are the most proactive when it comes to switching products, according to new research. A YouGov study, commissioned...

17 February 2017

From: Breaking News

The fall in ownership – it’s about affordability rather than the cost of mortgages

Data published this week by the Resolution Foundation confirms the continuation of the downward trend in home ownership in the UK.  Since 2003...

04 August 2016

From: Breaking News

Positivity about future of buy-to-let remains high in Scotland

New research carried out by Legal & General has revealed that brokers in Scotland are more confident about the future of...

26 July 2016

From: Breaking News

New appointment for Pepper Homeloans

Specialist lender Pepper Homeloans have added Ryan Brailsford to their team as Regional Development Manager for the North. Brailsford, whose role involves...

08 June 2016

From: Breaking News

House prices surge beside the seaside

House prices in British seaside towns have increased by an average £440 every month for the last decade, new figures show. Prices...

31 May 2016

From: Breaking News

Broker mortgages soar 40% in just one month

Intermediary mortgage sales exceeded all expectations in February to hit the highest level since the 2008 market crash. Residential and buy-to-let sales...

23 March 2016

From: Breaking News

House price growth continues to accelerate

UK house prices continue to accelerate increasing by 7.9% in the year to January, up from 6.7% in December. Prices were driven...

23 March 2016

From: Breaking News

150,000 now own through Help to Buy

More than 150,000 people have become homeowners through the Government’s flagship Help to Buy housing scheme. New official figures show that 80%...

11 March 2016

From: Breaking News

Skipton unveils London and Scotland Help to Buy deals

Skipton Building Society has unveiled its new product ranges for both the Help to Buy London and Help to Buy Scotland...

08 March 2016

From: Breaking News

Property investors turn against Brexit

Property investors say the UK would be a less attractive place to invest if voters decide to leave the EU, new...

25 February 2016

From: Breaking News

North/South property divide widens

The North/South divide in house price expectations has now widened to record levels, new figures show. Households in all UK regions perceive...

22 February 2016

From: Breaking News

Property millionaires set to triple

The number of million pound properties in the UK will more than triple by 2030, new research suggests By that date, one...

18 February 2016

From: Breaking News

Help to Buy Isa rates flop

Two thirds of prospective homebuyers are likely to take advantage of the new Help to Buy Isa yet rates so far...

02 December 2015

From: Breaking News

Housing market slows despite low mortgage rates

Latest figures show UK house prices slowed in the year to August with annual growth of 5.2%. That is unchanged from July,...

14 October 2015

From: Breaking News

North-south house price divide widens

Figures published yesterday by Nationwide Building Society show the widening gap between in property values in London and the South-east and...

01 October 2015

From: Breaking News

Pensioner equity rises to new high

The amount of money locked up in homes owned by the over-65s has grown by almost £17.5 billion in the past...

29 September 2015

From: Breaking News

UK house prices climb and outlook brightens

UK house prices rose by 5.2% over the last year helped by the return of the first-time buyer. The annual pace of...

15 September 2015

From: Breaking News

Now another Bank policymaker hints at early rate hike

The prospect of an interest rate hike in the UK may be closer than markets realise, according to a Bank of...

15 September 2015

From: Breaking News

Lloyds remains top mortgage lender

Lloyds Banking Group has held onto its lead as the UK's biggest mortgage lender despite losing market share. Santander hopped above Nationwide to...

07 September 2015

From: Breaking News

Scottish rent controls could hit buy-to-let

Plans to introduce rent controls in Scotland could hit buy-to-let investment north of the border. No-fault evictions may also be banned in a...

04 September 2015

From: Breaking News

Bank of Scotland gives cause for complaint

The Bank of Scotland attracted more complaints than any other mortgage lender in the first half of the year, just as...

26 August 2015

From: Breaking News

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