Archive

The latest Mortgage Market Tracker report from the Intermediary Mortgage Lenders Association reveals that intermediary confidence has now recovered to its...

Rightmove says the scale of rate cuts being announced by lenders - including the first sub-4% mortgage in many months -...

New research from the Intermediary Mortgage Landers Association suggests that the cumulative shortfall in first-time buyer numbers since the financial crisis...

After a brief absence for what it calls “operational reasons” the Suffolk Building Society has returned to the 95% market with...

The latest RICS UK Residential Survey results shows the recent recovery in buyer demand has mellowed slightly, with the market impacted...

Mortgage approvals jumped 7.7% in February to 60,383, and were 40% higher than they were a year ago, new figures from...

Recent economic data was reassuringly predictable. We learned that core inflation fell by fractionally more than expected while services inflation proved slightly...

Since the start of September 2023, the average two-year fixed rate has fallen from 6.70% to 5.76% and the average five-year...

Fewer people are concerned about paying their mortgage and fewer believe mortgage affordability is a barrier to home buying.  That’s the verdict...

The average shelf-life of a mortgage product is just 15 days, with lenders increasing fixed rates, says Moneyfacts. Average mortgage rates on...

The buy to let mortgage sector has seen fixed rates fall to their lowest point since September 2022, according to analysis...

Remortgagers, not buyers, are fuelling the increase in mortgage industry activity. That’s the view of Octane Capital following an analysis of Bank...

Diverse views have emerged from financial services figures in response to last week’s news that the headline rate of inflation remained...

Average mortgage rates on the overall two- and five-year fixed rate deals have now been falling for six consecutive months. The overall...

The latest Mortgage Market Tracker report from the Intermediary Mortgage Lenders Association reveals that confidence has returned to the mortgage market,...

By Jonathan Samuels, chief executive of specialist property lender Octane Capital, writes: The Bank of England’s decision to hold interest rates on...

The number of mortgages with over 30-year terms sold to UK borrowers jumped 13 per cent in the year to end...

Some 20 per cent of first time buyers are snapping up mortgages of 35 years or more according to UK Finance. In...

A new survey - going against the trend of other housing market studies - suggests that house prices could rise six...

Many of the country’s major lenders - and quite a few smaller ones, too - have slashed mortgage rates in response...

The Mortgage Lander is warning that mortgages rates will need to come down more, and faster, to really kick-start the housing...

There’s been an alarming set of figures in the Bank of England’s latest Money and Credit report, which relates to September. Net...

The UK's largest mortgage lender expects house prices to fall this year and next before rising in 2025. Lloyds Banking Group -...

Despite the housing market slowdown, brokers are being warned that the autumn months of September, October and November have typically seen...

The number of three-year fixed mortgage products available from lenders has been rising over the last few months as borrowers coming...

Half a million mortgage-holders are facing an imminent financial shock as their fixed deals end in the run-up to Christmas or...

First Direct has crunched market data to give an insight into FTB activity over the summer just gone. There are three...

Belvoir - fast becoming as big a force in financial services as in property - has snapped up a regional mortgage...

This week sees the start of Mortgage Vision, the free regional mortgage industry roadshow. Now in its 15th year, Mortgage Vision opens...

The Bank of England says net mortgage approvals decreased from 54,600 in June to 49,400 in July, although approvals for remortgaging slightly increased...

Plans to ban cold calls for financial products are the subject of a consultation marking the next step in delivering the...

From this week the banking and finance industry’s Reach Out campaign will be seen across out-of-home advertising, radio, print and digital,...

The Mortgage Brain platform is staging a 10-stop roadshow this autumn with the mission to, in its words, “educate and empower...

New seller asking prices rise by just 0.2% (+£890) this month to £366,247, which is notably lower than the average increase...

Autumn 2023 will see the return of the Homebuyer Show Scotland in Glasgow, a dedicated show for Scottish homebuyers looking to...

Mortgage interest rates increased by 2.56% in 2022, with a sharp increase from 1.51% in January to a record 4.07% on...

The latest market analysis by specialist property lending experts, Octane Capital, reveals that recent uncertainty in the property market during the...

The Monetary Policy Committee of the Bank of England meets on Thursday with the market expecting them to announce 0.5% raise...

According to property purchasing specialist, House Buyer Bureau, there has been a flurry of homeowners rushing to list their properties for...

Estate agent comparison site, GetAgent.co.uk, suggests that the property market will remain steady throughout the autumn. An analysis of property market data over...

For mortgage and protection advisers there is no disagreement that managing a bank of clients from the initial meeting until completion...

In July 2020 the stamp duty holiday was kickstarted by chancellor Rishi Sunak. It gave first-time buyers and home movers up...

This mortgage roundup highlights the latest updates and features from the UK’s leading lenders, from custom-build mortgage products and holiday let mortgages,...

Data released by independent equity release advisory service, Equity Release Supermarket (ERS), shows that there’s a continued desire amongst their customers to...

New data from the property website, Rightmove, has revealed the number of homes listed for sale across Great Britain with an...

According to new research from equity adviser Key, the Bank of Gran and Grandad has gifted nearly £1 million a day...

Despite market delays, over half a million homebuyers in England are set to benefit from the stamp duty holiday to the...

Sales of holiday homes near the coast have surged over the past six months with holiday let mortgages for properties in...

Over half a million transactions will save due to the stamp duty holiday extension by the time it ends in September...

Property buyers in certain cities could enjoy a hat-trick of savings via the stamp duty holiday, a reduced mortgage deposit requirement and...

General Insurance (GI) provider Paymentshield is predicting a surge in the number of mortgage adviser firms appointing a GI specialist next...

SmartSearch, the leading UK anti-money-laundering (AML) firm, has recorded its busiest ever month in September, with record revenues, profits and number...

Just Mortgages has achieved its best-ever month for both applications and exchanges in September. The company saw 1,750 applications and 1,500 exchanges...

Activity levels of members of the mortgage and protection network HL Partnership (HLP) are 32% higher than in the first quarter...

Criteria search system Knowledge Bank has joined forces with Precise Mortgages and Kent Reliance to launch a new, free monthly webinar...

Kensington Mortgages has announced a variety of rate cuts and relaunches across its residential and buy-to-let ranges. Available since September 9, the...

Brexit has caused UK house price growth to half since June 2016, according to property management company Apropos. The digital platform, designed...

The time it takes to sell a home across UK cities has hit a three-year high, according to Zoopla. Its September UK...

Mortgage and protection network HLPartnership has announced new dates and venues in September for later life lending seminars. Following its successful spring...

The self-employed division at Just Mortgages is on track to be 500 brokers strong by January 2022. Speaking at the Just Mortgages...

First-time buyers and existing homeowners capitalised on low rates across the market in October, according to fresh research from e.surv. Its latest...

Average property prices in the three months to October were 1.5% higher than in the same three months a year ago,...

First-time buyers and others with small deposits took a greater share of the market last month than in August, according to...

Mortgage Brain has launched this year’s series of Mortgage Vision events. Now in it’s ninth year and having celebrated a 22% increase...

Hanley Economic Building Society has introduced two criteria changes across its near prime product range. Borrowers who have been in a Debt...

Purchase prices varied across the UK, with some regions seeing prices increase both month on month and year on year, according...

Legal & General Mortgage Club has updated its buy-to-let (BTL) matrix so it now includes lenders that have recently updated their...

Digital mortgage lender Landbay has totalled £6.31 million lent across 31 mortgage products, leading to a record month of buy-to-let (BTL)...

Accord Mortgages is offering its lowest ever two-year fixed rate at 80% loan-to-value (LTV) with a 0.99% two-year fixed rate mortgage...

The imminent Prudential Regulation Authority (PRA) changes grant brokers and advisors more opportunity to provide guidance for buy-to-let landlords who are struggling...

The Northview Group has announced changes to its portfolio buy-to-let lending criteria for both Kensington and New Street Mortgages. The changes come...

The Society of Mortgage Professionals (SMP) has revealed the dates and venues for its autumn mortgage and protection roadshows, beginning in...

Half of BTL brokers still unware of upcoming PRA changes Just over half (54%) of brokers believe that they fully understand what...

Specialist lender Bluestone Mortgages has announced the appointment of Steve Seal as director of sales and distribution as part of its...

Legal & General Mortgage Club has joined Darlington Building Society to introduce exclusive discount mortgages, aimed at first-time buyers, homeowners or...

Landlords are being urged to remortgage in order to prepare for the reformed buy-to-let lending criteria due to be introduced in...

Accord Mortgages has revealed competitive remortgage options with a £495 fee and the benefit of additional features. The new products from the...

The Association of Short Term Lenders has announced the first two speakers - Lorna O’Brien of the Financial Conduct Authority (FCA)...

TMA has launched a website to support advisers ahead of the Prudential Regulation Authority (PRA) changes coming into action on September...

Castle Trust Capital has announced the implementation of its PRA Phase 2 changes, which require a specialist approach to underwriting for...

L&G Mortgage Club will be hosting another live conference in London this autumn following the success of last year’s event. Attendees will...

Accord Buy to Let has announced details of its lending criteria for portfolio landlords, set to come into effect on 30...

Legal & General Mortgage Club has updated its ‘Buy to Let Matrix’ to include lending criteria on buy-to-let portfolios ahead of...

The number of properties available to buy through estate agents in March was the lowest level recorded for the third month...

Peer-to-peer mortgage lender Landbay has partnered with mortgage packaging and distribution experts Brilliant Solutions to provide a range of specialist lending...

Following the introduction of new lending rules in April 2016, under the Mortgage Market Review (MMR), many banks and building societies...

Annual house price growth slowed in October, according to the latest Nationwide House Price Index. It fell from 5.3% in September...

Back in 1980 I took out my first mortgage to buy a flat in Birmingham. The flat was very affordable and...

House price inflation has hit double digits for the first time in almost two years with prices rising more than £20,000 in the...

Two-fifths of UK workers earned less than the increase in the average UK home’s value last year, new research shows. House prices...

The Bank of England is in no rush to raise interest rates next year, rate setter Martin Weale has said. He said...

Life is getting easier for first-time buyers as barriers to homeownership fall and government schemes help more climb on the property...

The mortgage market is enjoying a buoyant end to 2015 as two new sets of figures published yesterday show continuing strong...

Buy-to-let investors are rushing to set up limited companies to avoid Chancellor George Osborne’s forthcoming tax crackdown. Investors are trying to escape the...

House sales to first time buyers accounted for nearly a third of total sales in October, the highest proportion since August...

New Land Registry figures showed house prices in England and Wales rising a healthy 5.6% in the year to October, taking...

Monthly remortgaging topped £6 billion for the first time since 2009 in October, exceeding even the most optimistic expectations. The value of...

The UK may be in deflation but this has had little impact on buy-to-let rents which leapt by 4.7% over the...

Christmas has come early for the mortgage industry which is celebrating the highest monthly lending figure for more than seven years. Gross mortgage lending...

UK house prices increased by 6.1% in the year to September 2015 with London and the South once again leading the...