Archive

Nationwide says UK house prices fell by 0.2% month on month in August, after taking account of seasonal effects, but the...

The latest Mortgage Market Tracker report from the Intermediary Mortgage Lenders Association reveals that intermediary confidence has now recovered to its...

There’s speculation that there could be two more base rate cuts announced before the end of the year, following last week’s...

Speculation continues to mount about the likely decision by the Bank of England’s monetary policy committee when it debates base rate...

The number of people moving home increased by 10% in the first half of 2024, according to the latest Lloyds Bank...

Rightmove has broadly welcomed the raft of proposals put forward by the new Labour government to help first time buyers, but...

Mortgage approvals on house purchases for June were 59,976 according to the Bank of England - down marginally (0.3%) from 60,134...

Nationwide has joined a year-old campaign to speed up the home buying process through increased digitisation. The society has joined the Open...

NatWest has announced it will introduce new Airbnb-friendly mortgage terms that embrace home sharing via short lets. And now Airbnb wants...

Growing mortgage product choice shows growing confidence in aspects of the housing market, even before anticipated rate cuts. That’s the view of ...

The latest residential sentiment survey from the Royal Institution of Chartered Surveyors suggests a currently-subdued housing market but with a more...

Applications from first time buyers have grown by 33% so far this year with FTBs now making up a higher proportion...

Building societies' mortgage balances grew in the six months between October 2023 and March 2024, when they had declined across the...

There’s a warning that the general election campaign will probably mean that the interest rate cuts hoped for in June will...

The latest report from the Intermediary Mortgage Lenders Association (IMLA) reveals that intermediary confidence in the industry increased in Q1 2024. Some...

UK mortgage lending is forecast to grow just 1.5% (net) in 2024, according to the latest EY ITEM Club Outlook for...

Lloyd’s pre-tax profits were just £1.6 billion between January and March, down from £2.3 billion for the same period last year. The bank...

The majority of buyers and sellers in the prime housing market will not be deterred by the upcoming General Election, claims...

Mortgage approvals jumped 7.7% in February to 60,383, and were 40% higher than they were a year ago, new figures from...

Fewer people are concerned about paying their mortgage and fewer believe mortgage affordability is a barrier to home buying.  That’s the verdict...

New data from Zoopla suggests that the housing market is becoming buoyant despite widespread uncertainty over the exact direction of mortgage...

The estate agents’ trade body has made the unexpected move of calling on banks to cut mortgage rates. Rates are typically decided...

The latest Mortgage Market Tracker report from the Intermediary Mortgage Lenders Association reveals that confidence has returned to the mortgage market,...

By Jonathan Samuels, chief executive of specialist property lender Octane Capital, writes: The Bank of England’s decision to hold interest rates on...

London estate agency Foxtons says its latest survey shows a major uptick in the confidence of potential sellers.  While 38 per cent...

The negative effects of higher mortgage rates on affordability were overestimated throughout 2023 with house prices having dropped one one to...

Leading agency Knight Frank says demand for new homes is generally robust, dependent upon the location and pricing.  It says its regional...

The average price of property coming onto the market for sale rises by 1.3 per cent (equivalent to £4,571 for an...

There’s no prospect of a rapid recovery for the housing market in 2024 despite some green shoots appearing. The warning comes from...

Some 74 per cent of residential buy to let landlords feel confident about the performance of the property market over the...

High end estate agency Savills has issued an update on prime markets in and around London and south east England. And it...

Three high street lenders - Virgin Money, TSB and Skipton Building Society - have joined the commitment to offer mortgages on...

There’s been a sharp decline in household financial confidence in the UK according to the latest UK Finance sentiment survey. The Q3...

There’s been an alarming set of figures in the Bank of England’s latest Money and Credit report, which relates to September. Net...

It’s now the tenth week that average rates of dropped, as the slow but steady downward trend of fixed-mortgage rates continues.  As...

The latest Mortgage Market Tracker from the Intermediary Mortgage Lenders Association shows surprisingly upbeat market sentiment among advisers during the second...

Nationwide says the sharp rise in the costs of mortgages is causing a "significant drag" on the housing market - but...

National brokerage Just Mortgages is encouraging brokers to go into their local communities to win business. Rather than ‘waiting for it to...

There’s a growing optimism about the outlook for the mortgage market, according to the latest Mortgage Market Tracker report from the...

The Monetary Policy Committee of the Bank of England meets on Thursday with the market expecting them to announce 0.5% raise...

Homebuyer confidence is higher than was expected at the end of 2022, according to a leading mortgage broker. Richard Campo, founder of...

The Prime Minister used a housing speech in Blackpool yesterday to outline plans for a wide-ranging review of the mortgage market and housing...

Speaking to a financial adviser is more daunting for UK consumers than self-managing their finances, a YouGov study reveals. In a survey...

This week’s roundup takes a look at the latest in the mortgage market, from L&G’s latest addition to its lender panel...

Q1 2022 saw the average number of mortgages placed per year by intermediaries fall slightly from the previous quarter, according to...

This week, Introducer Today takes a look at the latest mortgage news, from Aldermore’s expansion to support more brokers, to Roma...

A study by Henry Dannell, a specialist mortgage broker, has discovered how London remains the nation’s million-pound property market hotspot despite a...

In a new report put forward by Shawbrook Bank, it was revealed that landlord confidence is at a high level.  Covid-19 continues...

Recent research from leading later life lender more2life has found that 80% of equity release advisers are confident that the market...

New data has shown that millennials (25-44) are as unconfident in their ability to manage their finances as younger Gen Z...

Data released by independent equity release advisory service, Equity Release Supermarket (ERS), shows that there’s a continued desire amongst their customers to...

Hometrack, the leading provider of insight, intelligence and decision automation to the UK mortgage market, has launched a brand new vision...

Broker optimism has increased since the beginning of 2021, according to a recent survey from savings accounts, bridging loans, development finance,...

According to a YouGov survey by insurance provider Paymentshield, half of UK adults under 35 are mystified by the mortgage process. The findings from...

Advise Wise has launched a desktop application to allow advisers to access its platform directly from their desktop, with just a...

An equity release advisory is reflecting on the shifts in equity release usage and behaviour in the first quarter of 2021. Research...

Action must be taken to encourage greater gender diversity in the adviser community and help support female clients, as part of...

The Equity Release Council (the Council) has launched a member endorsement mark as part of a brand refresh that reflects the...

Multiply AI, a fully automated financial adviser app, has partnered with digital mortgage broker Mojo to provide the first end-to-end digital...

Some 74% of people do not trust property documentation to be carried out safely and securely online, research from anti-money laundering...

Searches for ‘self-employed’ and ‘defaults’ became the most popular in December, according to new research from criteria search specialist Knowledge Bank. Knowledge...

Some 71% of brokers are confident about the market in 2021, a fall of just 6% from January 2020, according to...

Broker searches for ‘Covid-19: temporary maximum LTV restrictions’ remain in the top five results for the sixth consecutive month, data from...

Paymentshield has launched a series of webinars to help brokers develop general insurance (GI) knowledge to enable them to protect and...

Intermediaries believe they can hold out against the uncertainty being caused by Brexit and the general election, according to the Intermediary...

The buy-to-let market has remained relatively stable despite the decline in overall mortgage business during Q3 2019, according to Paragon Bank. Its...

Almost seven in 10 (67%) commercial mortgage brokers feel confident about the lending environment in 2020 despite the current political climate,...

Interest-only mortgages comprised 20% of new business introduced in Q2 2019, down from 28% is Q2 2007 but significantly higher than...

Nearly a quarter (23%) of mortgage intermediaries expect that consumers will choose to bypass advice and arrange their mortgage directly with...

More customers than ever are opting for an initial fixed period of five years or more when choosing a mortgage, according...

Since the Brexit vote, house prices have increased across the UK by 9.3%, with market uncertainty surrounding the exit being blamed...

The number of landlords looking to remortgage has now reached an all-time high, according to a survey by Paragon. Its Financial Adviser...

Mortgage intermediaries play an important role in encouraging customers to weigh their options before securing a better deal, according to Paragon. Its...

April saw significant purchasing and remortgaging activity following forecasts suggesting an interest rate rise in May, according to the Mortgage Advice...

A diverse set of customer needs from the self-employed are driving demand for specialist residential mortgages, according to Paragon’s Financial Adviser...

Two-year deals for mortgage products have been overtaken by longer-term deals for the first time, according to research conducted by Paragon. The...

The majority (74%) of mortgage applications via intermediaries for first-time buyers resulted in a completion during Q4 2017, according to the...

Paragon Mortgages’ latest Financial Advisors Confidence Tracking (FACT) Index report has revealed that the preference for fixed-rate mortgages reached an all-time...

The mortgage market will reach its highest level of gross lending since the financial crisis during 2017, the Intermediary Mortgage Lenders...

Mortgage advisers are concerned about about the longer-term prospects for buy-to-let, with half now predicting a decline in business. Although advisers saw...

Brokers and lenders are celebrating a "bumper month" which saw borrowing in March 64% higher than one year earlier. Gross mortgage borrowing...

The housing market is facing a “climate of uncertainty” as the UK waves goodbye to buy-to-let boom, according to the Royal...

UK house prices rose 7.6% in the year to February and property experts expect the "unrelenting" growth to continue. This marked a...

The number of people buying their first home has grown almost 7% over the past year despite growing concerns over affordability. The...

Gross mortgage lending surged 38% in the past year to hit £13.6 billion last month, the highest figure for nearly eight...

UK house prices could drop by 5% if the UK votes to leave the EU in the referendum on 23 June. Prime...

First-time buyers returned in force in December to borrow £4.5 billion, a rise of 18% on one year ago. This also marked a rise of...

With the scale of devastation from flooding witnessed recently, anxiety about purchasing a property in a flood risk area is heightened....

Monthly mortgage approvals soared 24% year-on-year to £12.4 billion in December but brokers deny lending is getting out of control. Across 2015,...

Market confidence among intermediaries is at a record high due to rising prices, strong remortgage demand and healthy lender funding. The only...

Landlords seem to be under attack from all sides of the political divide, as Chancellor George Osborne buy-to-let tax crackdown proceeds...

Confidence among buy-to-let landlords remains high despite the threat of new taxes and tough regulatory changes. The latest survey from Paragon Mortgages shows...

Growing expectations of a base rate hike have failed to dent the public's confidence in the outlook for house prices. The quarterly Halifax...

HSBC has announced a reduction in a wide range of home loan rates. The bank has cut the cost of a...

A new report from the Bank of England shows that approvals of loans for house purchases hit a 2015 high in...

Santander has announced that it will lend at 95% loan-to-value outside of the Government’s Help to Buy mortgage guarantee scheme. The scheme...

Brokers are buzzing with confidence after new figures showed the mortgage market enjoyed its best July for seven years. Gross mortgage lending...

House prices in England and Wales hit a post-crisis high in June with the average price rising to £181,619. That finally tops...

Seven out of 10 landlords arranged their last buy-to-let mortgage through an intermediary, in a vote of confidence for the broker sector. Just...

Confidence in the outlook for UK house price growth slipped back in June, according to the Halifax Housing Market Confidence Tracker. This...