Archive

A lender has re-entered the market for expats seeking to buy furnished holiday lets. The Marsden Building Society - which specialises in...

There’s no question that fixed rate mortgages are the product of choice among the majority of borrowers. It’s not just the...

Portfolio landlords seeking a new mortgage or remortgage are being warned of growing personal guarantee risks. Purbeck Insurance Services claims personal guarantee...

Legal & General’s Suburban Build-to-Rent platform - known as LGSBTR - is working with the Vistry Group on a £40m deal...

Unencumbered rental properties present a big opportunity for brokers to grow buy to let business, says financial specialist Brightstar. In a video...

Kate Davies, executive director of the Intermediary Mortgage Lenders Association (IMLA), says rent controls are not the magic answer to problems...

Both mortgage and landlord possessions actions have continued to rise in the current quarter. Mortgage claims have reached their highest volume...

The Mortgage Works (TMW) has reduced rates by up to 0.45 percentage points across its product range, with rates starting from...

Zephyr Homeloans, the specialist buy to let mortgage provider, has launched a two-year, fixed, 80% mortgage product across its standard, HMO...

The lenders’ trade body, UK Finance, has published a report examining why some landlords are falling into mortgage arrears and why...

Paragon Bank is offering four new limited edition buy to let mortgages, with two products suitable for landlords with three or...

NatWest has announced it will introduce new Airbnb-friendly mortgage terms that embrace home sharing via short lets. And now Airbnb wants...

The average age of landlords acquiring new rental property with a buy to let mortgage has fallen over the past decade,...

Growing mortgage product choice shows growing confidence in aspects of the housing market, even before anticipated rate cuts. That’s the view of ...

Mortgage experts have criticised the Reform UK housing and tax policies as being superficially appealing but risking a return to the...

Paragon Bank has launched a new refurb-to-let deal, offering landlords finance to upgrade their properties. The two refurb-to-let products are designed for...

Buckinghamshire Building Society has launched a new non-standard credit buy to let mortgage, following what it calls “significant broker demand.”   The BTL...

New figures from UK Finance show a drop off in later life mortgage lending in recent months. There were 28,840 new loans...

The Mortgage Works is launching a new tool that provides brokers with the opportunity to support portfolio landlords.   With the buy...

FinTech company Mortgage Brain has partnered with large scale buy to let lender The Mortgage Works to host a free Mortgage...

The latest RICS UK Residential Survey results shows the recent recovery in buyer demand has mellowed slightly, with the market impacted...

Many buy to let landlords have made financial changes during the cost of living crisis to mitigate the rising costs of...

Buy to let lender Landbay has enhanced its like-for-like remortgage range with new lower stress testing, alongside new rate reductions. For landlords...

Keystone Property Finance has expanded its services by introducing further advances for landlords undergoing product transfers. As part of Keystone’s PT Plus...

Chorley Building Society has extensive enhanced its mortgage range with new products for limited company buy to let investors, holiday lets,...

Shared ownership has failed to deliver an affordable route to home ownership for too many and for too long, says a...

Suffolk Building Society has introduced a tiered approach to its Interest Cover Ratio assessment for buy to let and holiday let...

Some of the biggest names in the trade, lending and advisory sectors have produced a report outlining the vast significance that...

The latest housing market snapshot from the Royal Institution of Chartered Surveyors shows the number of buyers has risen for the...

Some 40% of residential landlords with a mortgage - fixed, tracker or discount - are due to renew their mortgage rate...

The Cambridge Building Society has re-introduced top slicing on its standard Buy to Let range up to 80 per cent LTV. This...

Foundation Home Loans has launched two HMO products for first-time landlords under its ‘Buy to Let by Foundation’ wrapper. Both are available...

The Intermediary Mortgage Lenders Association has given the thumbs down to the Budget of Chancellor Jeremy Hunt. The trade body was disappointed...

Rightmove says the housing market needs a more innovative mortgage initiative than the 99 per cent idea floated by the government. The...

The buy to let mortgage sector has seen fixed rates fall to their lowest point since September 2022, according to analysis...

The true cost of stamp duty is two thirds greater than the tax itself because it obliges buyers to spend far...

There were 29,060 new mortgages taken out by older borrowers over 55 in the last three months of 2023 - down...

A specialist lender claims that first-time buyers could see annual mortgage costs climb by £398 per year, while landlords suffer a...

Nearly four in 10 portfolio landlords, those with four or more properties, plan to increase the size of their portfolios in...

There are clear signs the commercial property market is adjusting to today’s high interest rate environment according to specialist lender Together. Its...

Just under half of mortgage brokers expect to place more limited company buy-to-let business throughout the next 12 months, Paragon Bank...

The Suffolk Building Society has launched new mortgage products aimed at private landlords who are planning refurbishments, such as a new...

Despite a sharp fall in the number of homes bought by landlords in 2023, the number of limited companies set up...

There are growing fears that the hoped-for Bank of England base rate cut this spring - the first off possibly several...

Awareness of green mortgages is dipping among buyers, according to new research. Almost two thirds of mortgage advisers say their clients have...

There’s no prospect of a rapid recovery for the housing market in 2024 despite some green shoots appearing. The warning comes from...

The government has launched a consultation setting out plans to improve the transparency of land trust information. Land ownership through a trust...

Some 74 per cent of residential buy to let landlords feel confident about the performance of the property market over the...

Monthly interest costs have surged by 283 per cent since 2021 for landlords using interest-only mortgages, research shows. Octane Capital compared rates...

Many landlords say they’re set to expand investments in 2024 despite facing up to 80 per cent higher costs in the...

Cases of buy-to-let arrears have doubled in a single year, according to a new analysis. The research, from Octane Capital, analysed quarterly...

Accord Mortgages is cutting rates on its buy-to-let range in what it calls a bid to “offer better value to brokers...

The research chief at lettings agency Hamptons says it’s likely that landlords have been hit harder by high interest rates than...

New data from Legal & General - based on searches to its Ignite platform - suggests a diverse mortgage market during...

The share of homes sold by a landlord in Great Britain fell from 15.7 per cent in 2022 to 14.0 per...

Many of the country’s major lenders - and quite a few smaller ones, too - have slashed mortgage rates in response...

Following analysis of its 2023 buy to let mortgage market data, Twenty7tec has reported a significant fall in searches for buy...

The Mortgage Lander is warning that mortgages rates will need to come down more, and faster, to really kick-start the housing...

The chief executive of Winkworth estate agency chain says this week’s Autumn Statement must see the reinstatement of Mortgage Interest Tax...

The nation’s landlords are responding to higher levels of mortgage interest rates by cutting their borrowing. The research comes from specialist property...

A new personal guarantee insurance protection service has been launched for professional landlords - triggered by a surge  in incorporation. Purbeck Personal Guarantee...

Lenders’ trade body UK Finance says there were 11,540 buy to let mortgages in arrears of 2.5 per cent or more of...

A digital mortgage broker has launched an online tool aggregating data from over 50 Buy to Let lenders to calculate what...

Landlords need greater support from mortgage advisers in order to navigate the best course through the current economic climate. That’s according to...

Jo Breeden, managing director of Crystal Specialist Finance, writes: In his recent speech, the Prime Minister scrapped the proposed changes to EPC...

Molo, which calls itself the UK’s first fully digital mortgage lender, has launched a Non-Resident Buy-to-Let Mortgages, unlocking investment opportunities for...

Landlords in the UK are paying 40 per cent more mortgage interest than in August 2022, which equates to an extra...

A specialist business bank is strengthening its proposition for portfolio landlords with a new Green Reward cashback offer. Redwood Bank says it...

The buy-to-let sector has seen fixed rates fall and product choice grow month-on-month, according to the latest analysis by Moneyfactscompare. Overall buy-to-let...

The head of a specialist buy to let mortgage broker has controversially told landlords that the scrapping of Section 21 eviction...

There’s been a backlash from the mortgage industry following Prime Minister Rishi Sunak’s Eco U-turn last week.  In recent months a growing...

Molo Finance - which says it’s “the UK’s first fully digital mortgage lender” - has joined with a PropTech startup to...

New analysis of personal guarantee requests from lenders for Limited Company Buy to Let mortgage, has found that the average personal...

A body called the Landlord Leaders Community is pledging “to drive positive change for a sustainable and thriving private rented sector.” Set...

Brokers are up in arms about alleged profiteering by buy to let mortgage lenders’ arrangement fees. These jumped last autumn as a...

High profile specialist lender Shawbrook has unveiled two new mortgage products for its Buy to Let, Commercial and Semi-Commercial ranges.  The offerings...

Beverley Building Society has entered the buy to let market with two new products. Its variable rate BTL for UK customers is...

Legal & General’s new Ignite platform has seen a rise of 53 per cent in one month for broker searches for...

LendInvest has announced a £500m investment to contribute towards the cost of new Buy To Let and Residential Mortgage products. This new...

Nearly half of mortgage brokers expect the volume of buy-to-let portfolio limited company lending they write to increase in the next...

Fleet Mortgages is offering landlord borrowers £1,000 cashback if they improve the Energy Performance Certificate of the property to a C...

The latest monthly criteria index from Knowledge Bank highlights the pressing financial difficulties for many in the UK - and with...

The Intermediary Mortgage Lenders Association wants the government to give additional support to landlords It says the cumulative effects of regulatory and...

Mortgage lenders and brokers have rarely had a higher profile than right now, when they are seen as key to the...

Accord Mortgages is making further changes to its buy-to-let and residential rates. For the second time in as many weeks, buy to...

Despite the recent economic turbulence, the bridging market has seen more requests for fast, short-term finance. This type of finance provides certainty...

Homeowners and would-be buyers probably felt the post-pandemic property boom in the UK would go forever. But it slowed dramatically in the...

Mortgage experts, Revolution Brokers, claim that landlords hoping to reduce void periods by investing in a buy-to-let within high-demand areas will pay...

Despite Energy Performance Certificate (EPC) changes slowly creeping up, the majority of landlords still have low ratings. If landlords do not comply...

Specialist rental platform, Ocasa, recently shared new findings about rental incomes landlords have received over the past year. According to the analysis, the...

A broad array of buy-of-let and residential products have been relaunched to the market by specialist lender Vida. Do I qualify? The buy-to-let...

The rental market looks to be returning to good health with a significant reduction in void periods and costs compared to...

Pressure amongst tenants has been mounting as fuel, household bills, and everyday essentials have hit eye-watering costs. New research by Shawnbrook shows...

The pandemic has had lasting effects on the property sector and market analysis from Total Landlord Insurance discloses that the average...

Total Landlord Insurance claims that throughout the Covid-19 pandemic, insurance claims increased by 13%. The most common type of claim was...

To keep properties safe from damage and protect earnings, landlord insurance is relied on. Depending on the type of insurance that...

Every day on the news we hear more and more about the ever-mounting cost-of-living in the UK, and households are now...

Precise Mortgages, part of the leading specialist leader OSB Group, recently recognised a gap in the market and decided to expand...

Giraffe 360 have discovered that, when marketing a rental property, adding a floor plan to the listing can significantly boost the rental...

It’s no secret that rogue tenants lead to significant financial losses, and is felt in bulk by the landlord, yet research...