Archive

Portfolio landlords seeking a new mortgage or remortgage are being warned of growing personal guarantee risks. Purbeck Insurance Services claims personal guarantee...

Kate Davies, executive director of the Intermediary Mortgage Lenders Association (IMLA), says rent controls are not the magic answer to problems...

The latest Mortgage Market Tracker report from the Intermediary Mortgage Lenders Association reveals that intermediary confidence has now recovered to its...

The Mortgage Works (TMW) has reduced rates by up to 0.45 percentage points across its product range, with rates starting from...

Home buyers, movers, and existing owners making energy-saving improvements to their properties can now get up to £2,000 cashback from a...

Ground-breaking mortgage lender April Mortgages has formed a new strategic partnership with Tembo Money.   Tembo Money is a mortgage and savings platform...

Brokers can look forward to a strong second half of 2024, according to an industry leader. Rob Jupp, group chief executive at...

A number of major mortgage lenders have announced rate increases just as the election campaign enters its second half. Barclays has increased...

Jersey's mortgage rates have been consistently higher than those in the UK, sparking concern among consumers and prompting our investigation, according...

UK digital bank Chetwood Financial has completed the acquisition of the buy to let mortgage lender CHL Mortgages for Intermediaries from...

LiveMore, the mortgage lender for people aged 50 to 90 plus, has launched a new up to 100% standalone debt consolidation...

The latest report from the Intermediary Mortgage Lenders Association (IMLA) reveals that intermediary confidence in the industry increased in Q1 2024. Some...

Lloyd’s pre-tax profits were just £1.6 billion between January and March, down from £2.3 billion for the same period last year. The bank...

Five major lenders - NatWest, Barclays, Accord, Leeds Building Society and HSBC - have all announced rate increases so far this...

Homes Under The Hammer property expert Lucy Alexander is fronting a new campaign to identify empty homes and bring them back...

Mortgage lender Halifax is imposing a new 70-year age limit on the terms of its home loans for some borrowers. This has...

New Mortgage Lenders and Administrators statistics for Q4 2023 paint a very worrying picture of the mortgage market. That’s the view of...

Some 40% of residential landlords with a mortgage - fixed, tracker or discount - are due to renew their mortgage rate...

The Nationwide Building Society has agreed to buy Virgin Money in a £2.9 billion deal - a rare example of a...

The Intermediary Mortgage Lenders Association has given the thumbs down to the Budget of Chancellor Jeremy Hunt. The trade body was disappointed...

The estate agents’ trade body has made the unexpected move of calling on banks to cut mortgage rates. Rates are typically decided...

Halifax moved entirely in the opposite direction to its rivals at the very end of last week, cutting rates instead of...

Lifetime mortgage lender Pure Retirement has continued its ongoing product development in its Heritage range. The Special 3 product will offer up...

The latest Mortgage Market Tracker report from the Intermediary Mortgage Lenders Association reveals that confidence has returned to the mortgage market,...

HM Land Registry says it’s working with mortgage lenders to ensure they will no longer need to chase conveyancers for updates...

The war between rival mortgage lenders continues with Halifax late last week undertaking its second re-price of the year (and it’s...

A building society says it is considering ending its policy of lending to buyers of holiday lets. Martese Carton, the director of...

Some 74 per cent of residential buy to let landlords feel confident about the performance of the property market over the...

Falling swap rates - already falling over the past month - have dropped further following better-than-expected inflation news, triggering speculation over...

With the Bank of England maintaining base rate - as expected - at 5.25 per cent, the broker community ends 2023...

Many landlords say they’re set to expand investments in 2024 despite facing up to 80 per cent higher costs in the...

Some 40 per cent of self-employed individuals think lenders need to be more understanding when it comes to those with complex...

Low loan to value ratios from mortgage lenders are leaving an estimated 90,000 new build homes empty across the UK as...

The 2023/24 Your Mortgage Awards’ ‘Best Buy to Let Mortgage Lender’ has been named. It’s The Mortgage Works, and this is not...

The Nationwide wants greater government support for first-time buyers as rising costs delay owning a home. As one of the UK’s biggest...

Nationwide has reduced selected mortgage rates by up to 0.43 per cent across its New Business, Switcher, Additional Borrowing, Existing Customers...

The Mortgage Lander is warning that mortgages rates will need to come down more, and faster, to really kick-start the housing...

A new personal guarantee insurance protection service has been launched for professional landlords - triggered by a surge  in incorporation. Purbeck Personal Guarantee...

The UK's largest mortgage lender expects house prices to fall this year and next before rising in 2025. Lloyds Banking Group -...

Molo, which calls itself the UK’s first fully digital mortgage lender, has launched a Non-Resident Buy-to-Let Mortgages, unlocking investment opportunities for...

A residential mortgage lender is using AI to help brokers attract more customers as well as engage existing customers. MPowered Mortgages says...

Atom bank has announced a partnership with climate tech business Kamma to give “an unparalleled view on both the physical and...

Molo Finance - which says it’s “the UK’s first fully digital mortgage lender” - has joined with a PropTech startup to...

Brokers are up in arms about alleged profiteering by buy to let mortgage lenders’ arrangement fees. These jumped last autumn as a...

The latest Mortgage Market Tracker from the Intermediary Mortgage Lenders Association shows surprisingly upbeat market sentiment among advisers during the second...

A financial service trading statement by a major player this week highlights the issues facing the industry. LSL is one of the...

After the interest rate volatility, impact on product availability and consequent pressure on advisers, the Intermediary Mortgage Lenders Association and Association...

Saffron for Intermediaries has launched a campaign to help and support broker partners get more self-employed mortgage applications approved first time...

Trade body UK Finance has issued a timely reminder to the mortgage lending sector of its obligations to borrowers struggling following...

There’s almost complete unanimity amongst analysts that this week will see yet another Bank of England base rate rise - and...

The Intermediary Mortgage Lenders Association wants the government to give additional support to landlords It says the cumulative effects of regulatory and...

Support appears to be growing for a campaign to improve lender communication and increase the notice given about withdrawn mortgage products.  Brokers...

Mortgage lenders and brokers have rarely had a higher profile than right now, when they are seen as key to the...

After the latest rise in Bank of England Base Rate, mortgage lenders are offering new products to help those struggling to...

There’s a growing optimism about the outlook for the mortgage market, according to the latest Mortgage Market Tracker report from the...

Autumn 2023 will see the return of the Homebuyer Show Scotland in Glasgow, a dedicated show for Scottish homebuyers looking to...

SHW has announced that it has promoted two of its Directors to Partner level, taking its Partner total to 25. Gemma Quinn...

Mortgage interest rates increased by 2.56% in 2022, with a sharp increase from 1.51% in January to a record 4.07% on...

MPowered Mortgages, the fintech mortgage lender using AI to speed up and simplify the mortgage journey for homebuyers and re-mortgagers, has...

The Mortgage Lender has announced rate cuts across its entire residential range, including purchasing and re-mortgaging products. The specialist lender’s rate reductions...

Capricorn Financial Consultancy has released its market expectations for 2023, predicting that the UK mortgage market will have to acclimatise to...

Newly released figures from MPowered Mortgages has revealed that two thirds (66%) of the housing market is cut off from homebuyers...

The FinTech mortgage lender using AI to simplify the mortgage journey for homebuyers and re-mortgagers, MPowered Mortgages, has recently expanded its...

New research by specialist property lending experts, Octane Capital, shows that monthly mortgage payments could increase by £300 each month.  Homebuyers coming to...

Property purchasing specialist, HBB Solutions, claim that buyers and sellers are having to negotiate an £8,000 reality gap due to down...

We don’t like being the bearer of bad news, but a market analysis carried out by mortgage broker, Henry Dannell, reveals...

Every day on the news we hear more and more about the ever-mounting cost-of-living in the UK, and households are now...

Recently, MPowered Mortgages, the fintech mortgage lender using AI to enhance the mortgage journey for homebuyers and re-mortgages, announced it has...

This week’s mortgage roundup involves a month of firsts and milestones, with Proportunity and BuildLoan launching UK-first products for buyers. Meanwhile,...

The UK’s largest financial services review site, Smart Money People, announced that building societies remain the top-rated sector for broker satisfaction. Leek...

This week’s roundup takes a look at the latest in the mortgage market, from L&G’s latest addition to its lender panel...

Self-employed individuals are twice as likely to be rejected for a mortgage, a new report from The Mortgage Lender (TML) shows. Its...

Q1 2022 saw the average number of mortgages placed per year by intermediaries fall slightly from the previous quarter, according to...

A recent survey carried out by property purchasing specialist, HBB Solutions, has estimated that almost half of pandemic property purchases across...

Stipendum, the platform that aims to simplify life’s complex events, has released a number of top tips to help the nation’s...

One in 10 Britons have been deterred from applying for a mortgage due to poor credit scores, new research by The...

Nearly two-fifths of UK homebuyers have experienced a property purchase fall through due to mortgage delays, new research by Butterfield Mortgages...

Some 3.2 million adults in the UK have missed some form of major payment over the last two years as the...

The housing industry, like many other sectors, experienced a tumultuous 2021 as the pandemic continued to trigger exponential house price rises....

New research from The Mortgage Lender (TML) reveals that 34% of UK adults planning to buy a home in the next...

This week’s mortgage roundup is all about simplifying the homebuying journey, with a new partnership formed to streamline the buying process and...

PEXA, the Australian-founded fintech, has announced its plans to launch in the UK this year, following significant progress in testing its...

Market analysis has revealed where house price growth could stutter should monthly interest payments start to climb as a result of...

COP26 saw ambitious global net-zero targets being promised and industries are having to adapt to meet the national targets. Mortgage Advice...

Hometrack, the leading provider of insight and intelligence to the UK mortgage market, has launched a Broker AVM, building on its 20-year...

According to new figures released by Mojo Mortgages, UK homeowners are now borrowing more money from mortgage lenders than ever before...

The latest mortgage search activity data from Legal & General Mortgage Club (L&G) shows signs that the market is beginning to...

2020 was a year when every sector needed to learn how to adapt to challenging circumstances and the mortgage industry seems...

Mortgage lender, Pure Retirement has announced the launch of several key market insight resources that will help advisers to best serve...

The Nottingham has unveiled loan-to-value (LTV) limited company buy-to-let (BTL) fixed-rate products. The building society has announced four new two and five-year...

Legal & General has integrated with mortgage and protection network HLPartnership to simplify access for advisers using the SmartrCriteria and SmartrFit...

The total value of new mortgages set to be handed out in the coming months reached its highest level since 2007...

Shawbrook Bank has strengthened its position in the residential and buy-to-let (BTL) markets with the acquisition of specialist intermediary mortgage business,...

Mortgage club and specialist mortgage distributor, Brilliant Solutions, has announced the addition of lifetime mortgage lender Pure Retirement to its equity...

Landbay has increased its loan-to-value (LTV) from 75% to 80% and announced two new buy-to-let products. Both products are available on two...

Roma Finance has joined Dynamo for Intermediaries’ panel for increased bridging, development and buy-to-let propositions for members. The mortgage lender offers a...

A mortgage advisor is urging prospective buyers to act now before the stamp duty holiday comes to an end. Matt Colley, director...

For a number of years now, HM Land Registry (Land Registry) has been one of the most innovative and forward-thinking government...

As the industry starts to tighten its criteria, Saffron Building Society is affirming that there is still hope for borrowers as...

The Mortgage Lender has increased its loan-to-value (LTV) for capital-raising landlords from 65% to 75% on all remortgage products. The rise means...