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KEYWORD "policy" - 100 RESULTS
Lender makes major changes to expat mortgage criteria

Marsden Building Society has announced several changes to its expat mortgage criteria, including accepting British Nationals Overseas Persons (BNOPs) and foreign...

27 August 2024

From: Breaking News

Bank of England slammed as too slow at cutting rates

The Bank of England has been sharply rebuked by a think tank which claims rate cuts should have come faster. The free-market...

19 August 2024

From: Breaking News

Revealed - speakers and sessions at Mortgage Vision 2024

Mortgage Brain has confirmed the industry speakers and panellists for its biggest-ever Mortgage Vision roadshow. T Amongst the speakers confirmed is Robert...

19 August 2024

From: Breaking News

Could the Bank of England make THREE rate cuts this year?

There’s speculation that there could be two more base rate cuts announced before the end of the year, following last week’s...

05 August 2024

From: Breaking News

Tomorrow's Interest Rate Decision - stick or drop?

Speculation continues to mount about the likely decision by the Bank of England’s monetary policy committee when it debates base rate...

31 July 2024

From: Breaking News

Lenders dropping rates faster than expected says Rightmove

Rightmove says the scale of rate cuts being announced by lenders - including the first sub-4% mortgage in many months -...

29 July 2024

From: Breaking News

Rate cut hopes and housing optimism rise after Labour’s first week

The latest residential sentiment survey from the Royal Institution of Chartered Surveyors suggests a currently-subdued housing market but with a more...

15 July 2024

From: Breaking News

Lenders take too long on mortgage offers claims agent

Estate agents’ body Propertymark has issued a report called ‘A Dickensian Legal Process’ exploring why it takes long and longer to...

15 July 2024

From: Breaking News

Shock as Bank of England advised not to cut rates in August

One of the Bank of England monetary policy committee members has advised against a cut in base rate on August 1. Jonathan...

10 July 2024

From: Breaking News

First Time Buyers deterred by over-strict mortgage rules - claim

New research from the Intermediary Mortgage Landers Association suggests that the cumulative shortfall in first-time buyer numbers since the financial crisis...

01 July 2024

From: Breaking News

Bank of England slammed for interest rate attack on homeowners

The Bank of England has been sharply criticised for an “attack on homeowners” due to its refusal to cut rates. The Monetary...

19 June 2024

From: Breaking News

Boost for owner occupation is key demand of UK Finance manifesto

UK Finance has released its financial services manifesto, outlining key priorities the next government should focus on. David Postings, Chief Executive of...

12 June 2024

From: Breaking News

Interest Rates Begin To Fall - will Bank of England follow suit?

The European Central Bank has cut its key deposit rate to 3.75% - so moving faster than the Bank of England...

10 June 2024

From: Breaking News

Warning that interest rates will stay 'higher for longer' this year

Higher-for-longer interest rates are likely to remain for the rest of this year, warns the deVere Group, an independent financial advisory...

05 June 2024

From: Breaking News

Election Warning - Rate Cut on Ice and Lending Slows

There’s a warning that the general election campaign will probably mean that the interest rate cuts hoped for in June will...

28 May 2024

From: Breaking News

Huge rise in Mortgages paid off by borrowers in retirement

A Freedom of Information (FoI) request from a former pensions minister has revealed a significant increase in the proportion of home...

28 May 2024

From: Breaking News

Base Rate Held Again - what this really means for mortgages this summer

Bank of England base rate has been held at 5.25% - where it has been for nine months. The Bank’s monetary policy...

13 May 2024

From: Breaking News

Bank of England Base Rate Cut - when will it happen?

The Bank of England has signalled that more than one interest rate cut is likely this year - but the question...

02 April 2024

From: Breaking News

Mortgage Reforms urged to boost Home Ownership

A think tank is urging the UK government to initiate mortgage market reforms to promote higher home ownership. The Social Market Foundation...

27 March 2024

From: Breaking News

Outrage at “shameful” Halifax move to cut maximum age on some products

There’s been an angry reaction to news that from today - March 18 - Halifax is changing the maximum age allowed...

18 March 2024

From: Breaking News

Mortgage shelf-life plummets and lenders hike rate

The average shelf-life of a mortgage product is just 15 days, with lenders increasing fixed rates, says Moneyfacts. Average mortgage rates on...

18 March 2024

From: Breaking News

Tech-boost for Dutch-style mortgage provider entering the market

April Mortgages has struck a deal for new technology to help it introduce Dutch-style loans into the UK. The new mortgage type...

11 March 2024

From: Breaking News

Hodge announces changes to 50+, Retirement and Holiday Let products

Hodge has made significant changes to its 50+, Retirement Interest Only (RIO) and Holiday Let Mortgage property criteria. The updates include the...

04 March 2024

From: Breaking News

Two year fixes fall by fastest rate since 2022 - Moneyfacts

Average mortgage rates on the overall two- and five-year fixed rate deals have now been falling for six consecutive months. The overall...

19 February 2024

From: Breaking News

Nationwide’s shock rate rise may not be the only one - warning

At the middle of last week Nationwide slashed its rates to the most competitive of all in the current lenders price...

05 February 2024

From: Breaking News

Shock government figure means likely delays to first rate cut

There are growing fears that the hoped-for Bank of England base rate cut this spring - the first off possibly several...

22 January 2024

From: Breaking News

Building Society demands stamp duty exemptions for downsizers

The Family Building Society has commissioned the London School of Economics to explore the UK’s housing. Its report - called A Road...

17 January 2024

From: Breaking News

Building Society warns it may stop lending on holiday lets

A building society says it is considering ending its policy of lending to buyers of holiday lets. Martese Carton, the director of...

10 January 2024

From: Breaking News

Bank of England Will Cut Rates sooner rather than later, say experts

A poll of leading economists for London-focussed business newspaper City AM reveals that some believe a Bank of England base cut...

08 January 2024

From: Breaking News

Building Societies warn on mortgages: “We’re not out of the woods yet”

A warning has been given to borrowers and the home owning public by Paul Broadhead, head of mortgage and housing policy...

27 December 2023

From: Breaking News

Developers Outline Plan To Get More Buyers for More Homes

A new 10-point plan from the Home Builders Federation shows how policymakers could act fast to boost the supply of new,...

27 November 2023

From: Breaking News

A third of Britons waiting for inheritance before buying property

A new study by a price comparison platform suggests that many younger Britons are waiting to inherit before buying a home. In...

15 November 2023

From: Breaking News

Enhanced mortgage service platform beefs up Consumer Duty compliance

End-to-end mortgage service Smartr365 has beefed up its platform to improve the experience of brokers sourcing protection packages for clients. These developments...

13 November 2023

From: Breaking News

Base Rate on Hold - what it means for mortgages

The Bank of England has held base rate at 5.25 per cent, with most analysts saying this is likely to be...

06 November 2023

From: Breaking News

Base Rate Decision Week - will the pause turn into an interlude?

The Bank of England is expected to hold base rate at 5.25 per cent this week with many analysts expecting this...

30 October 2023

From: Breaking News

Mortgage Debt Prompts Think Tank To Demand Policy Overhaul

Britain’s macroeconomic policy framework needs an overhaul to tackle the risk of an unsustainable ratcheting up of debt. That’s the view of...

25 October 2023

From: Breaking News

Rate Rise Rumours - latest inflation data may trigger new hike

There are growing fears of yet another Bank of England base rate rise next month following the surprise inflation figure released...

23 October 2023

From: Breaking News

Mortgages and Climate Change - Bank makes pioneering partnership

Atom bank has announced a partnership with climate tech business Kamma to give “an unparalleled view on both the physical and...

02 October 2023

From: Breaking News

Bad Timing? New product for landlords committing to EPC improvements

Molo Finance - which says it’s “the UK’s first fully digital mortgage lender” - has joined with a PropTech startup to...

25 September 2023

From: Breaking News

One More Rate Rise? Or Is This It For Now?

The jury is out as to whether there will be a rate rise this week when the Bank of England Monetary...

18 September 2023

From: Breaking News

Will improving economic news trigger a Mortgage War?

There is speculation that the recent spate of figures from the UK economy may prompt a war between mortgage providers as...

21 August 2023

From: Breaking News

Warning - Inflation Won’t Hit 2% Target until Mid-2025

The Bank of England’s monetary policy committee is warning that inflation - which is effectively determining base rate and interest rates...

14 August 2023

From: Breaking News

Brokers’ Views - What Next for Interest Rates?

A series of financial experts give their prediction for next week’s Bank of England monetary policy committee decision - No rise?...

01 August 2023

From: Breaking News

Interest rates WILL go up next week … and maybe after that

There’s general agreement amongst brokers and other finance sector professionals that the Bank of England will next week raise interest rates...

25 July 2023

From: Breaking News

Brokers warn on growing housing market crash fears

The latest house price index - this one from the Halifax - has triggered a huge wave of concern about the...

11 July 2023

From: Breaking News

Mortgage costs not deterring housing market - at least not yet

Nationwide says the sharp rise in the costs of mortgages is causing a "significant drag" on the housing market - but...

04 July 2023

From: Breaking News

Warning: UK mortgage rates set to rise further

The Bank of England’s monetary policy committee does not meet until June 22 but that doesn’t mean there’s any let up...

13 June 2023

From: Breaking News

Property expert gives his verdict on new mortgage products

After the latest rise in Bank of England Base Rate, mortgage lenders are offering new products to help those struggling to...

23 May 2023

From: Breaking News

What is the Bank of England cooking up and what will it taste like?

The Monetary Policy Committee of the Bank of England meets on Thursday with the market expecting them to announce 0.5% raise...

31 January 2023

From: Breaking News

Insight - 50-year mortgages pose high risk for the housing market

According to a leading property firm, the latest announcement that a specialist lender has been given a license to off 50-year...

01 September 2022

From: Breaking News

Bank of England increases interest rates to 1.75%, the biggest hike in 27 years

The Bank of England has decided to raise the base interest rate from 1.25% to 1.75%, the biggest rate hike for...

04 August 2022

From: Breaking News

1 in 5 landlords to reduce BTL portfolio as white paper gets mixed response

Research carried out by Total Landlord Insurance shows that landlords all across the country are yet to reach a general consensus...

05 July 2022

From: Breaking News

Insight - Bank of England drops mortgage affordability tests

A recent change in mortgage rules that required lenders to check whether homeowners could afford repayments at higher interest rates has...

23 June 2022

From: Breaking News

Boris Johnson outlines 'comprehensive review' of mortgages in major speech

The Prime Minister used a housing speech in Blackpool yesterday to outline plans for a wide-ranging review of the mortgage market and housing...

10 June 2022

From: Breaking News

One in five consumers overwhelmed talking to financial advisers

Speaking to a financial adviser is more daunting for UK consumers than self-managing their finances, a YouGov study reveals. In a survey...

31 May 2022

From: Breaking News

Don’t let the heart rule the head when buying a house - tips from Together

Scott Clay at Together - the specialist lender - has shared a few tips for couples considering buying their first home...

15 February 2022

From: Breaking News

80% of consumers still confuse a mortgage valuation with a survey

A webinar poll conducted by Countrywide Surveying Services (CSS) has highlighted that four out of five consumers still confuse a mortgage...

23 December 2021

From: Breaking News

Poll shows 94% of brokers are yet to ‘sell’ a green mortgage

A webinar poll conducted by Countrywide Surveying Services (CSS), one of the leading suppliers of valuation panel management services, has revealed...

18 November 2021

From: Breaking News

Homeowners wait until it’s too late for financial protection – study

Existing and aspiring homeowners admit it takes a ‘radical change in circumstances’ before they’d consider purchasing a financial protection product, according...

29 April 2021

From: Breaking News

Debate – closing the gender retirement gap with female advisers

Action must be taken to encourage greater gender diversity in the adviser community and help support female clients, as part of...

15 April 2021

From: Breaking News

New chatbot technology released for advisers

General Insurance specialist Paymentshield is launching chatbot technology to its network of advisers. The adviser chat service follows the successful implementation of...

08 April 2021

From: Breaking News

Extend the stamp duty holiday, say majority of buyers

With tomorrow’s Budget expected to be one of the most significant in recent history, fresh research by MoneySuperMarket reveals 74% of...

02 March 2021

From: Breaking News

West One Loans BTL extends borrower exposure to £5 million

West One Loans’ buy-to-let (BTL) division has announced major criteria changes which will see maximum borrower exposure limits raised by more...

16 February 2021

From: Breaking News

Advise Wise launches webinar series with Equity Release Council

Advise Wise has unveiled a brand-new live webinar series in collaboration with the Equity Release Council. The initiative – Good Practice Checklist...

02 February 2021

From: Breaking News

Lockdown cuts home insurance costs as claims fall – study

A steep drop in recorded crime since the start of the coronavirus lockdown has led to a downward shift in home...

16 September 2020

From: Breaking News

Over a third of UK homeowners have no form of protection

Over a third of people who purchased their mortgage direct from a lender have no protection policy in place, the latest...

24 July 2019

From: Breaking News

Knowledge Bank launches real time data on broker searches

Knowledge Bank has launched a real time management information (MI) product that will give lenders insight into the mortgage criteria that...

17 January 2019

From: Breaking News

More clarity is needed around future of Help to Buy scheme, says IMLA

The Intermediary Mortgage Lenders Association (IMLA) is urging government to provide clarity around the future of the Help to Buy Equity...

12 October 2018

From: Breaking News

Paragon extends buy-to-let range and launches new app

Paragon has launched a new CaseTracker app and extended its range of portfolio and non-portfolio buy-to-let mortgage products for the new...

16 January 2018

From: Breaking News

Skipton brings forth new fixed rate mortgages and rate reductions

Two new seven-year fixed rate mortgages and rate reductions of up to 0.10% have been introduced to Skipton Building Society’s residential...

28 November 2017

From: Breaking News

Hesitant borrowers turn to fixed rate mortgages

Yorkshire Building Society has seen a surge in fixed rate mortgage applications from borrowers ahead of a potential Bank of England...

31 October 2017

From: Breaking News

Landlords urged to remortgage in response to tough BTL lending criteria

Landlords are being urged to remortgage in order to prepare for the reformed buy-to-let lending criteria due to be introduced in...

31 August 2017

From: Breaking News

ASTL appoints new speakers at its annual conference

The Association of Short Term Lenders has announced the first two speakers - Lorna O’Brien of the Financial Conduct Authority (FCA)...

16 August 2017

From: Breaking News

IMLA on the lookout for new executive director

The Intermediary Mortgage Lenders Association (IMLA) is on the lookout for a new executive director.  The news follows Peter Williams' announcement that...

25 January 2017

From: Breaking News

Interest rates remain at historic low of 0.5%

Despite intense speculation that interest rates would be cut, the Bank of England has confirmed that its base rate will remain...

14 July 2016

From: Breaking News

Brexit looms over interest rate decision

The Bank of England’s monetary policy committee has held interest rates again with a unanimous 9-0 vote yesterday and experts say there is...

15 April 2016

From: Breaking News

Stamp duty surcharge on “granny flats” axed

Property experts have welcomed the Government's decision to scrap the 3% stamp duty surcharge on "granny flats". In the original version of...

13 April 2016

From: Breaking News

Holloway Friendly launches new broker portal

Holloway Friendly has teamed up with Synaptic Software to provide its income protection policies through its online portal. It said this will offer...

24 March 2016

From: Breaking News

CML warns against further buy-to-let changes

The Council of Mortgage Lenders (CML) has warned against further intervention in the buy-to-let market as the forthcoming tax crackdown looks...

22 March 2016

From: Breaking News

Seven years of low rates won’t last forever

Tomorrow will mark the seventh anniversary of 0.5% interest rates but property experts warn that cheap money won't last forever. The average...

04 March 2016

From: Breaking News

Will interest rates ever rise?

The Bank of England voted to hold interest rates by 9-0 yesterday which means they will stay at 0.5% for a full seven...

05 February 2016

From: Breaking News

Buy-to-let tax challenge heads to court

More than 700 buy-to-let landlords are set to challenge the government's "Alice in Wonderland tax grab" in court. The legal campaign to fight...

02 February 2016

From: Breaking News

Interest rate cuts save borrowers £22 billion a year

Interest rate cuts following the financial crisis have reduced annual mortgage costs by more than £22 billion, new figures show. The 4.5 percentage...

28 January 2016

From: Breaking News

Base rate hike prospects fade again

The prospect of a base rate hike has receded even further after Bank of England governor Mark Carney said now is...

20 January 2016

From: Breaking News

Landlords “resilient” in face of growing threats

The besieged buy-to-let sector has enjoyed a rare piece of good news as a new study says landlords are displaying "considerable financial...

07 January 2016

From: Breaking News

Bank of England in no rush to hike rates

The Bank of England is in no rush to raise interest rates next year, rate setter Martin Weale has said. He said...

22 December 2015

From: Breaking News

Treasury lines up new buy-to-let crackdown

The Treasury has launched a consultation on giving the Bank of England more powers to control buy-to-let and could introduce new lending...

18 December 2015

From: Breaking News

Borrowers urged to fix before UK rates rise

Mortgage brokers are urging borrowers to fix their mortgage repayments in the wake of the US Federal Reserve decision to increase...

18 December 2015

From: Breaking News

Kensington launches new broker website

Kensington has launched its new website for intermediaries. The site, which has been developed based on feedback from brokers, includes a number...

18 December 2015

From: Breaking News

Buy-to-let rents and house prices set to “sky-rocket”

House prices are set to soar 50% and rents more than 25% over the next 10 years, new figures suggest. The proportion...

17 December 2015

From: Breaking News

Buy-to-let lending clampdown has already started

The crackdown on buy-to-let has already begun as banks voluntarily tighten their lending rules ahead of official action. Bank of England governor Mark...

15 December 2015

From: Breaking News

Life gets better for first-time buyers

Life is getting easier for first-time buyers as barriers to homeownership fall and government schemes help more climb on the property...

10 December 2015

From: Breaking News

Now Bank of England launches attack on buy-to-let

Chancellor George Osborne isn't alone in launching an attack on buy-to-let, Bank of England governor Mark Carney is also muscling in on the act. Carney...

02 December 2015

From: Breaking News

Market shrugs off seasonal November dip

November has seen the smallest seasonal drop in new seller asking prices since 2011, setting the scene for higher prices in...

16 November 2015

From: Breaking News

BSA reviews mortgage lending age limits

The Building Societies Association (BSA) has committed to review its maximum age limits for mortgage borrowers to help those who need...

13 November 2015

From: Breaking News

Interest-only time bomb set to explode

The interest-only time bomb is set to explode as almost three-quarters of affected borrowers fear they may not be able to repay their loan. Some...

03 November 2015

From: Breaking News

Brokers condemn rush to regulate buy-to-let

Brokers have criticised Chancellor George Osborne's hint that the Bank of England will be given new powers to regulate the buy-to-let...

26 October 2015

From: Breaking News

Buy-to-let sector escapes Bank crackdown

The Bank of England has ruled out intervention in the UK buy-to-let market despite fears that its growth could pose a...

28 September 2015

From: Breaking News

Now another Bank policymaker hints at early rate hike

The prospect of an interest rate hike in the UK may be closer than markets realise, according to a Bank of...

15 September 2015

From: Breaking News

Lenders launch new price war as rate hike threat recedes

Lenders have launched another round of "best ever" mortgage rates as the prospect of a Bank of England base rate hike recedes further...

11 September 2015

From: Breaking News

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