Archive

Gifts and loans from the Bank of Mum & Dad totalled £9.4 billion in 2023, according to the latest analysis from...

April Mortgages has improved its capital raising criteria, to make it easier for borrowers looking to raise additional capital for gifting...

Speculation continues to mount about the likely decision by the Bank of England’s monetary policy committee when it debates base rate...

The number of people moving home increased by 10% in the first half of 2024, according to the latest Lloyds Bank...

Mortgage approvals on house purchases for June were 59,976 according to the Bank of England - down marginally (0.3%) from 60,134...

The lenders’ trade body, UK Finance, has published a report examining why some landlords are falling into mortgage arrears and why...

New research suggests that last year cash buyers accounted for the highest percentage of market activity seen in the last decade...

The average age of landlords acquiring new rental property with a buy to let mortgage has fallen over the past decade,...

Mortgage approvals for house purchases fell slightly from 60,800 in April to 60,000 in May, says the Bank of England. Approvals for...

Total mortgage lending sat at just £50.5 billion during the first quarter of 2024, the lowest level seen since interest rates...

Overall, the total value of the UK housing market contracted by 21% in the year to March 2024, on the back...

Mortgage experts have criticised the Reform UK housing and tax policies as being superficially appealing but risking a return to the...

The mortgage market is resilient enough to endure temporary political uncertainty created by next month’s General Election. That’s the view of Jonathan...

Official Bank of England figures shows that net mortgage approvals for house purchases totalled 61,100 in April, little changed from 61,300...

The Building Societies Act 1986 (Amendment Bill) successfully passed its legislative stages as part of the last minute ‘wash up’ of...

An online agency has analysed current housing market listings to see which types of home are most in demand from England’s...

There was good news over the weekend as rates reductions announced late last week kicked in. Barclays has cut a number of...

UK mortgage lending is forecast to grow just 1.5% (net) in 2024, according to the latest EY ITEM Club Outlook for...

Big demand for small properties has helped to drive growth in UK property prices in the early months of this year,...

The proportion of buy to let properties purchased in Southern England fell to a record low last year, continuing a trend...

Chorley Building Society has extensive enhanced its mortgage range with new products for limited company buy to let investors, holiday lets,...

Mortgage approvals jumped 7.7% in February to 60,383, and were 40% higher than they were a year ago, new figures from...

Recent economic data was reassuringly predictable. We learned that core inflation fell by fractionally more than expected while services inflation proved slightly...

A think tank is urging the UK government to initiate mortgage market reforms to promote higher home ownership. The Social Market Foundation...

The Intermediary Mortgage Lenders Association has given the thumbs down to the Budget of Chancellor Jeremy Hunt. The trade body was disappointed...

A building society has launched a pilot project banning mortgage lending on holiday lets in two tourist areas for 12 months. Leeds...

There were 29,060 new mortgages taken out by older borrowers over 55 in the last three months of 2023 - down...

Nearly four in 10 portfolio landlords, those with four or more properties, plan to increase the size of their portfolios in...

Lenders’ trade body UK Finance wants the government to use next month’s Budget to announce a new Help to Buy scheme...

Almost two thirds of first time buyers mortgage completions are in joint names (with two or more people), according to the...

Latest Bank of England data released in recent days shows net mortgage approvals for house purchases rose from 47,900 in October...

Two-year fixed rate mortgages have dipped below six per cent for the first time since June this year. Back in June there...

London accounts for the highest proportion of homebuyers using family inheritance to fund property purchases, according to compliance platform Thirdfort.  Some 18...

New data from Legal & General - based on searches to its Ignite platform - suggests a diverse mortgage market during...

The share of homes sold by a landlord in Great Britain fell from 15.7 per cent in 2022 to 14.0 per...

A digital mortgage broker has launched an online tool aggregating data from over 50 Buy to Let lenders to calculate what...

There’s been an alarming set of figures in the Bank of England’s latest Money and Credit report, which relates to September. Net...

Landlords in the UK are paying 40 per cent more mortgage interest than in August 2022, which equates to an extra...

UK Finance’s latest Household Finance Review - for the second quarter of this year - lifts the lid on mortgages. The headlines...

Nationwide Building Society has returned to lending at 95 per cent loan to value on non-new build flats. The society reduced its...

The latest market analysis by bridging finance specialists, Apex Bridging, has shown that £4.94bn was lent via bridging loan completions in...

MPowered Mortgages, the fintech mortgage lender using AI to speed up and simplify the mortgage journey for homebuyers and re-mortgagers, has...

Octane Capital expects the total level of UK mortgage approvals to be 1.570 million by the end of 2022. That is...

The latest research by Alliance Fund shows that the government’s decision to cut stamp duty could boost new housing delivery by 16%. The changes...

As a result of the current high rates of upward house price growth, research by property purchasing specialist, HBB Solutions, has...

The government announced the SDLT will only be payable on property purchases over £250,000. First-time buyers will only pay the tax...

Deposits for property purchases typically cost 10-15% of the value of the home and saving for one can be particularly challenging, especially for...

In the UK, homeownership remains one of the main aspirations for young adults and families who envision climbing the property ladder...

Research by Stipendium reveals that first-time buyers account for one in 10 of all property transactions across England. The property platform analysed...

International buyers are slowly returning to the London property market after three consecutive years of declining market activity, research by debt...

Despite a strong start of the house price growth this year, the latest analysis from specialist property lending experts, Octane Capital,...

A recent survey carried out by property purchasing specialist, HBB Solutions, has estimated that almost half of pandemic property purchases across...

One in 10 Britons have been deterred from applying for a mortgage due to poor credit scores, new research by The...

A study by Barrows and Forrester has uncovered how much UK homebuyers could save by buying a property at auction, as...

This week’s mortgage roundup showcases the benevolence of the mortgage sector, with The Cambridge relaunching its products for expats, while Newcastle...

Recent property market analysis by London lettings and estate agent, Benham and Reeves, has found that Russian residential property purchases contributed...

Borrowers are turning to second charge mortgages to help alleviate financial issues, according to Knowledge Bank’s latest criteria tracker. ‘Capital raising for...

New build transactions have fallen over the last year in cities and towns across England and Wales, according to a recent...

The latest Nationwide house price index, released yesterday morning, reveals that January has seen the strongest start to the year since...

Data from property platform, Boomin, has uncovered that 73% of UK homeowners admit to having filled at least half of their...

Chain-free properties are proving to be very popular amongst homebuyers. That is according to estate agent comparison website GetAgent. Property chains involve a...

In a recent property market analysis, put forward by London-based lettings and estate agent Benham and Reeves, market growth during the...

Market analysis has revealed where house price growth could stutter should monthly interest payments start to climb as a result of...

A study by Henry Dannell, a specialist mortgage broker, has discovered how London remains the nation’s million-pound property market hotspot despite a...

Throughout the pandemic, people across Britain have purchased new homes. Changes in lifestyle trends and schemes that make purchasing a new...

Deposit Unlock, a mortgage scheme that allows new build buyers to purchase with a 5% deposit, has launched nationally with 17...

In July 2020 the stamp duty holiday was kickstarted by chancellor Rishi Sunak. It gave first-time buyers and home movers up...

New research has shown it will take aspiring first-time buyers significantly longer to get on the property ladder than they expect....

Data released by independent equity release advisory service, Equity Release Supermarket (ERS), shows that there’s a continued desire amongst their customers to...

The mortgage roundup column returns to bring you the latest news on mortgage products coming to the market, featuring Furness Building...

A new study from equity release lender more2life has uncovered the UK regions where using equity release to fund a house...

New research from estate agent comparison site, GetAgent.co.uk has found out which street names have proved the most popular with homebuyers across...

As the first stage of the stamp duty holiday (SDLT) draws to a near close on June 30 2021, many homebuyers...

Brokers are searching for applications that will not leave a lasting mark on a client's credit score, new research from Knowledge Bank...

An equity release advisory is reflecting on the shifts in equity release usage and behaviour in the first quarter of 2021. Research...

LiveMore has announced a reduction of its standard fixed rates from five-year up to lifetime. Launched last week, the seven, 10 and...

Sales of holiday homes near the coast have surged over the past six months with holiday let mortgages for properties in...

Older homeowners gifted an average of £42,500 to younger relatives to help them get on the property ladder in 2020, new...

Almost one in three UK adults intended to buy a home in 2020, but only a third managed to progress their...

West One Loans’ buy-to-let division has announced new product launches and lower prices to broaden its product range. The new range will...

Despite Covid-19, the average mortgage value for purchasers is up 12.4% compared to the same period in 2019, according to data...

Hope Capital has launched the ‘seventies collection’, which comprises two new bridging loan products. The HOPE 70 products offer a low rate...

More than twice as many principals, advisers and administrators worry about the impact of a second coronavirus lockdown than about Brexit,...

Roma Finance, the bridging, buy-to-let and development finance lender, has cut rates across its product range. This follows further funding lines with...

The number of property purchases supported by Help to Buy ISAs increased by 8% this year, rising from 82,940 in 2017/18...

The Bank of Mum and Dad (BoMaD) is currently spending an average of £6,000 more than in 2018 to help loved...

First-time buyers (FTBs) saw their completion rate for mortgage offers through intermediaries reach a three-year high of 89% in Q4 2018. That...

Average property prices in the three months to October were 1.5% higher than in the same three months a year ago,...

Intelenet Global Services has launched a new ‘Lending Suite’ to help banks generate mortgage offers in as little as 30 minutes. The...

The Bank of Mum and Dad is very much prevalent, with recent research showing that UK parents will help 316,000 young...

Nearly two out of five (38%) landlords will use limited companies to buy properties over the next year compared to 28%...

Following its new buy-to-let mortgage deal designed for British expats, Aldermore Bank has partnered with Expat Packager to make the product...

First-time buyers accounted for half of all home purchase valuations in July, according to the latest research from Connells Survey &...

Accord Mortgages has now added more choice to its product range by reducing rates at most LTVs and offering a new...

The so-called Bank of Mum and Dad will lend 23% more funds in 2017, putting it on a par with the...

Bridging lender Mint Bridging has appointed Sinead Moynihan as its Head of Sales. She will be based at the company’s head...

Conveyancing firm My Home Move's latest research has revealed that the appeal of shared ownership schemes has risen by over 130%...

In an effort to increase its customer base and address rising property prices, specialist lender Together has opted to up its...

Rates on first charge buy-to-let mortgages have been reduced by mortgage lender Together. This takes them below 7%, with LTVs of...

Mortgage Trust has launched a series of products catering for buy-to-let property purchases and remortgages. The lender says that the products, which...