A new analysis of the housing market suggests approvals will rise following the first Bank of England base rate cut of...
Archive
29 August 2024
From: Breaking News
There’s no question that fixed rate mortgages are the product of choice among the majority of borrowers. It’s not just the...
27 August 2024
From: Breaking News
The positive impact of this month’s Bank of England base rate cut, combined with other encouraging market data, has led Rightmove...
21 August 2024
From: Breaking News
Gifts and loans from the Bank of Mum & Dad totalled £9.4 billion in 2023, according to the latest analysis from...
19 August 2024
From: Breaking News
Monmouthshire Building Society has relaunched its General Client Account, with an enhanced product designed to provide a secure and efficient solution...
07 August 2024
From: Breaking News
There’s speculation that there could be two more base rate cuts announced before the end of the year, following last week’s...
05 August 2024
From: Breaking News
Speculation continues to mount about the likely decision by the Bank of England’s monetary policy committee when it debates base rate...
31 July 2024
From: Breaking News
Mortgage approvals on house purchases for June were 59,976 according to the Bank of England - down marginally (0.3%) from 60,134...
31 July 2024
From: Breaking News
Examples set by the big High Street brands could push more lenders into offering sub-4% rates, predicts independent mortgage monitor Moneyfacts. The...
29 July 2024
From: Breaking News
Rightmove says the scale of rate cuts being announced by lenders - including the first sub-4% mortgage in many months -...
29 July 2024
From: Breaking News
More rate cuts are being announced by lenders all the time as they vie for business and anticipate the Bank of...
17 July 2024
From: Breaking News
One of the Bank of England monetary policy committee members has advised against a cut in base rate on August 1. Jonathan...
10 July 2024
From: Breaking News
Price growth in high-value prime areas has been put on hold given uncertainty surrounding the General Election, according to the latest...
08 July 2024
From: Breaking News
Buyers and sellers had to process a series of different numbers starting with five last week. The crucial number was 5.7%. That...
26 June 2024
From: Breaking News
There’s been particularly sharp criticism for the Bank of England’s decision at the end of last week to hold base rate...
24 June 2024
From: Breaking News
Interest rates for borrowers have been volatile over the past six months, despite no change to the Bank of England base...
24 June 2024
From: Breaking News
Moneyfacts has analysed the movements in mortgage rates since the Conservatives came to office in 2010. Average two-year fixed mortgage rates fluctuated...
17 June 2024
From: Breaking News
Independent mortgage monitor service Moneyfacts says rises to average two- and five-year fixed mortgage rates have gained pace month-on-month. The overall five-year...
20 May 2024
From: Breaking News
Interest rates for borrowers have shown mixed signs of both rises and falls over the past six months. Moneyfactscompare has analysed...
13 May 2024
From: Breaking News
Bank of England base rate has been held at 5.25% - where it has been for nine months. The Bank’s monetary policy...
13 May 2024
From: Breaking News
Savills has today upgraded its five-year UK mainstream house price forecast to reflect the stronger than expected start to the year...
07 May 2024
From: Breaking News
Several of the UK’s biggest lenders have raised rates on their mortgage products this week already, as speculation grows that the...
01 May 2024
From: Breaking News
Mortgage approvals jumped 7.7% in February to 60,383, and were 40% higher than they were a year ago, new figures from...
08 April 2024
From: Breaking News
The Bank of England has signalled that more than one interest rate cut is likely this year - but the question...
02 April 2024
From: Breaking News
Since the start of September 2023, the average two-year fixed rate has fallen from 6.70% to 5.76% and the average five-year...
25 March 2024
From: Breaking News
The ‘average’ 25 year mortgage term is increasingly becoming a thing of the past says USwitch. A recent study of the data...
13 March 2024
From: Breaking News
The estate agents’ trade body has made the unexpected move of calling on banks to cut mortgage rates. Rates are typically decided...
06 March 2024
From: Breaking News
Average mortgage rates on the overall two- and five-year fixed rate deals have now been falling for six consecutive months. The overall...
19 February 2024
From: Breaking News
By Jonathan Samuels, chief executive of specialist property lender Octane Capital, writes: The Bank of England’s decision to hold interest rates on...
14 February 2024
From: Breaking News
At the middle of last week Nationwide slashed its rates to the most competitive of all in the current lenders price...
05 February 2024
From: Breaking News
There are growing fears that the hoped-for Bank of England base rate cut this spring - the first off possibly several...
22 January 2024
From: Breaking News
Monthly interest costs have surged by 283 per cent since 2021 for landlords using interest-only mortgages, research shows. Octane Capital compared rates...
03 January 2024
From: Breaking News
Falling swap rates - already falling over the past month - have dropped further following better-than-expected inflation news, triggering speculation over...
27 December 2023
From: Breaking News
Crystal Specialist Finance has conducted its Annual Survey with over 10,000 brokers for the second year running. The point is to see...
20 December 2023
From: Breaking News
Mortgage rates are predicted to fall next year as lenders take advantage of cheaper funding, after figures show that average swap...
20 December 2023
From: Breaking News
With the Bank of England maintaining base rate - as expected - at 5.25 per cent, the broker community ends 2023...
18 December 2023
From: Breaking News
Homeowners are increasingly researching into mortgage repossessions online, signalling that many are worried about falling behind on their payments. The research by...
13 December 2023
From: Breaking News
The Mortgage Lander is warning that mortgages rates will need to come down more, and faster, to really kick-start the housing...
20 November 2023
From: Breaking News
The nation’s landlords are responding to higher levels of mortgage interest rates by cutting their borrowing. The research comes from specialist property...
15 November 2023
From: Breaking News
Contributors to a quarterly specialist finance publication have reported a 15.3 per cent increase in bridging loan transactions, totalling £191m, during...
13 November 2023
From: Breaking News
The Bank of England has held base rate at 5.25 per cent, with most analysts saying this is likely to be...
06 November 2023
From: Breaking News
The Bank of England is expected to hold base rate at 5.25 per cent this week with many analysts expecting this...
30 October 2023
From: Breaking News
A range informal media briefings on behalf of the UK government suggest that an extension of the current mortgage guarantee scheme...
30 October 2023
From: Breaking News
Searches for interest-only mortgages rose a hefty 51 per cent in the past month as buyers seek to improve affordability. Research data...
25 October 2023
From: Breaking News
There are growing fears of yet another Bank of England base rate rise next month following the surprise inflation figure released...
23 October 2023
From: Breaking News
Is the mortgage price war really over? On the one hand there are good signs for the housing market - no substantial...
09 October 2023
From: Breaking News
The Bank of England says net mortgage approvals decreased from 54,600 in June to 49,400 in July, although approvals for remortgaging slightly increased...
04 September 2023
From: Breaking News
UK mortgage customers are turning to fixed rates and lump-sum payments as interest rates rise, according to new research by Butterfield...
23 August 2023
From: Breaking News
There is speculation that the recent spate of figures from the UK economy may prompt a war between mortgage providers as...
21 August 2023
From: Breaking News
The Bank of England’s monetary policy committee is warning that inflation - which is effectively determining base rate and interest rates...
14 August 2023
From: Breaking News
The Bank of England’s latest base rate rise - up 0.25 per cent to 5.25 per cent - has been poorly...
08 August 2023
From: Breaking News
A series of financial experts give their prediction for next week’s Bank of England monetary policy committee decision - No rise?...
01 August 2023
From: Breaking News
New Freedom of Information data from the FCA - gathered by Quilter, the wealth manager and financial adviser - reveals that...
01 August 2023
From: Breaking News
There’s general agreement amongst brokers and other finance sector professionals that the Bank of England will next week raise interest rates...
25 July 2023
From: Breaking News
The Bank of England’s latest stress test of the financial system suggests that UK's eight largest lenders could survive a worst...
18 July 2023
From: Breaking News
The latest house price index - this one from the Halifax - has triggered a huge wave of concern about the...
11 July 2023
From: Breaking News
Mortgage approvals rose by just over three per cent from 49,000 in April to 50,500 in May according to new Bank...
04 July 2023
From: Breaking News
Pepper Advantage, a global credit intelligence company with over $60 billion in assets under management, has published a gloomy report on...
27 June 2023
From: Breaking News
Trade body UK Finance has issued a timely reminder to the mortgage lending sector of its obligations to borrowers struggling following...
27 June 2023
From: Breaking News
There’s almost complete unanimity amongst analysts that this week will see yet another Bank of England base rate rise - and...
20 June 2023
From: Breaking News
The Bank of England’s monetary policy committee does not meet until June 22 but that doesn’t mean there’s any let up...
13 June 2023
From: Breaking News
Mortgage lenders and brokers have rarely had a higher profile than right now, when they are seen as key to the...
13 June 2023
From: Breaking News
After the latest rise in Bank of England Base Rate, mortgage lenders are offering new products to help those struggling to...
23 May 2023
From: Breaking News
Newcastle Building Society has reported record lendings for 2022 of £586 million. Significant support was provided to Members, clients, and colleagues during...
07 March 2023
From: Breaking News
The Bank of England last week hiked interest rates by 0.5 percentage points - pushing the benchmark rate to 4% up...
07 February 2023
From: Breaking News
Mortgage holders swallowed another bitter pill last week when the Bank of England raised interest rates for the tenth consecutive time. The...
07 February 2023
From: Breaking News
The Monetary Policy Committee of the Bank of England meets on Thursday with the market expecting them to announce 0.5% raise...
31 January 2023
From: Breaking News
Homebuyer confidence is higher than was expected at the end of 2022, according to a leading mortgage broker. Richard Campo, founder of...
31 January 2023
From: Breaking News
Revolution Brokers claim that bridging loan lending has increased by nearly 50% since the Bank of England base rates began rising...
29 November 2022
From: Breaking News
Since Kwasi Kwarteng's mini-Budget last Friday - which has caused a run on the pound and mass panic in financial markets...
30 September 2022
From: Breaking News
As governmental changes sweep through the nation, countless elements within the property sector have been affected, including mortgages. Market analysis by specialist...
27 September 2022
From: Breaking News
According to the latest research by Revolution Brokers, £251 billion worth of properties have sold across England. The mortgage sector accounts...
22 September 2022
From: Breaking News
New findings by Revolution Brokers reveal exactly how much more money homeowners and buyers can expect to pay for their mortgage...
15 September 2022
From: Breaking News
The proportion of disposable household income required to cover average mortgage repayments is 27.6% so far in 2022 – the highest...
21 July 2022
From: Breaking News
Last week (June 16), the Bank of England increased the base rate by 0.25%, up from 1.00% to 1.25%. In response, Moneyfacts.co.uk...
21 June 2022
From: Breaking News
Introducer Today returns with a bumper mortgage roundup, this time featuring the latest industry views on mortgage approvals, new and extended...
05 May 2022
From: Breaking News
Mortgage approval levels could climb right through until Christmas as the pandemic property market boom shows little sign of slowing, new...
19 April 2022
From: Breaking News
In the first mortgage roundup of 2022, Introducer Today takes a look at the latest mortgage news, from Landay’s bolstered Green...
18 January 2022
From: Breaking News
Kent Reliance for Intermediaries, part of the specialist lending and retail savings group OneSavings Bank plc, has launched a new large...
12 August 2020
From: Breaking News
Both the volume and value of flexible payments from pensions has hit a new high, according to Moneyfacts. Data from the money...
29 August 2019
From: Breaking News
Less than 5% of tracker rate mortgages are available on the market, which reflects the current ‘lack of appetite’ for variable...
14 August 2019
From: Breaking News
Bridging and development finance lender Roma Finance has launched a five-year mortgage to allow investors to purchase or refinance investment property. Through...
02 August 2019
From: Breaking News
The majority (61%) of current and soon-to-be homeowners in the UK don’t fully review their mortgage agreement before signing it, and...
19 July 2019
From: Breaking News
Data from Moneyfacts UK found the average two-year fixed rate at max 95% loan-to-value (LTV) is at a record low, while...
14 December 2018
From: Breaking News
First-time buyers and existing homeowners capitalised on low rates across the market in October, according to fresh research from e.surv. Its latest...
16 November 2018
From: Breaking News
First-time buyers and others with small deposits took a greater share of the market last month than in August, according to...
17 October 2018
From: Breaking News
The cost of most mainstream mortgages were down when compared to the start of last year, according to the latest quarterly...
10 May 2018
From: Breaking News
Demand for five-year fixed rate remortgages has fallen to the lowest level since July 2017, according to conveyancing service provider LMS. The...
27 April 2018
From: Breaking News
Legal & General Mortgage Club has added two Shawbrook Bank products to its lending panel. The products cater for second charge and...
21 December 2017
From: Breaking News
The Mortgage Alliance (TMA) has announced the launch of its Base Rate Hub for its advisers following the recent base rate...
21 November 2017
From: Breaking News
Borrowers are still opting for variable mortgages despite the Bank of England base rate increase, new figures from Yorkshire Building Society...
14 November 2017
From: Breaking News
Yorkshire Building Society has seen a surge in fixed rate mortgage applications from borrowers ahead of a potential Bank of England...
31 October 2017
From: Breaking News
Freedom Finance has urged UK families to examine their finances after revealing that an average mortgage bill could increase more than...
18 September 2017
From: Breaking News
Accord Mortgages has launched a new tracker mortgage with no early repayment charges. The lender says this new product will give borrowers...
24 February 2017
From: Breaking News
Mortgage borrowers in Scotland are the most proactive when it comes to switching products, according to new research. A YouGov study, commissioned...
17 February 2017
From: Breaking News
Homeowners remortgaged for an average of £15,000 more in 2016 than they did two years ago, with 57% of remortgage cases...
01 February 2017
From: Breaking News
Just over two months since the Bank of England cut the base interest rate to 0.25%, an array of lenders are...
21 October 2016
From: Breaking News
Following the Bank of England's decision to cut the base rate to 0.25%, a fifth of 18 to 34 year-olds could...
24 August 2016
From: Breaking News
Despite intense speculation that interest rates would be cut, the Bank of England has confirmed that its base rate will remain...