Archive

A new analysis of the housing market suggests approvals will rise following the first Bank of England base rate cut of...

Bridging loan books continued to grow to record levels in the second quarter of 2024, reaching nearly £8.4 billion, according to...

The Bank of England has been sharply rebuked by a think tank which claims rate cuts should have come faster. The free-market...

The latest Mortgage Market Tracker report from the Intermediary Mortgage Lenders Association reveals that intermediary confidence has now recovered to its...

Both mortgage and landlord possessions actions have continued to rise in the current quarter. Mortgage claims have reached their highest volume...

UK house prices increased by 0.3% month on month in July, after taking account of seasonal effects.  This resulted in a slight...

Mortgage approvals on house purchases for June were 59,976 according to the Bank of England - down marginally (0.3%) from 60,134...

A leading financial analyst says some 1.5m homeowners will need to remortgage throughout 2024 - and it’s going to hurt for...

Lettings agency giant Connells says the private rental sector performed strongly in the second quarter of 2024 despite worries over future...

The latest residential sentiment survey from the Royal Institution of Chartered Surveyors suggests a currently-subdued housing market but with a more...

The availability of deals at 95% loan-to-value has risen to its highest point in over two years.  Overall, it was the fifth...

The Nationwide has calculated that house buyers with mortgages are now pay far above the long term average. The lender, in its...

The Nationwide regional house price indices are produced quarterly, with data for Q2 (the three months up to and incluingJune) showing...

The Bank of England has been sharply criticised for an “attack on homeowners” due to its refusal to cut rates. The Monetary...

Rightmove reports that the average price of property coming to the market for sale drops by £21 this month to £375,110...

Moneyfacts has analysed the movements in mortgage rates since the Conservatives came to office in 2010. Average two-year fixed mortgage rates fluctuated...

oneyfacts data reveals the average shelf-life of a mortgage has dropped to 15 days, down from 28 days a month prior. Month-on-month...

After a brief absence for what it calls “operational reasons” the Suffolk Building Society has returned to the 95% market with...

FinTech company Mortgage Brain has partnered with large scale buy to let lender The Mortgage Works to host a free Mortgage...

New data from Rightmove reveals that 95% of people planning to move home say the July General Election will not affect...

There’s a warning that the general election campaign will probably mean that the interest rate cuts hoped for in June will...

Independent mortgage monitor service Moneyfacts says rises to average two- and five-year fixed mortgage rates have gained pace month-on-month. The overall five-year...

Recent economic data was reassuringly predictable. We learned that core inflation fell by fractionally more than expected while services inflation proved slightly...

The Bank of England has signalled that more than one interest rate cut is likely this year - but the question...

Diverse views have emerged from financial services figures in response to last week’s news that the headline rate of inflation remained...

A poll of leading economists for London-focussed business newspaper City AM reveals that some believe a Bank of England base cut...

Falling swap rates - already falling over the past month - have dropped further following better-than-expected inflation news, triggering speculation over...

Two-year fixed rate mortgages have dipped below six per cent for the first time since June this year. Back in June there...

A new analysis of the new build housing market for next year suggests that eventually there will be a bounce, triggered...

Moneyfacts is reporting that there’s what it calls a “thriving choice” of mortgage options.  Its latest UK Mortgage Trends Treasury Report shows the number...

Following analysis of its 2023 buy to let mortgage market data, Twenty7tec has reported a significant fall in searches for buy...

The nation’s landlords are responding to higher levels of mortgage interest rates by cutting their borrowing. The research comes from specialist property...

Searches for interest-only mortgages rose a hefty 51 per cent in the past month as buyers seek to improve affordability. Research data...

Despite the housing market slowdown, brokers are being warned that the autumn months of September, October and November have typically seen...

The number of three-year fixed mortgage products available from lenders has been rising over the last few months as borrowers coming...

Mortgage arrears in the UK jumped by almost a third between April and June compared with the same period last year,...

Data from mortgage research and sourcing platform Legal & General Ignite reveals a significant spike in searches for Interest Only products...

First Direct has crunched market data to give an insight into FTB activity over the summer just gone. There are three...

The Bank of England says net mortgage approvals decreased from 54,600 in June to 49,400 in July, although approvals for remortgaging slightly increased...

High interest rates are worsening the affordability issues at play in the housing market, the Halifax admits. It says that downward pressure...

UK mortgage customers are turning to fixed rates and lump-sum payments as interest rates rise, according to new research by Butterfield...

There is speculation that the recent spate of figures from the UK economy may prompt a war between mortgage providers as...

The latest Mortgage Market Tracker from the Intermediary Mortgage Lenders Association shows surprisingly upbeat market sentiment among advisers during the second...

Finance tech company Twenty7tec has produced mortgage market statistics for July 2023 - and it’s not all bad news… July was the...

A new analysis suggests that mortgage approval levels will decline by 11 per cent annually come the end of 2023. Octane Capital...

There’s general agreement amongst brokers and other finance sector professionals that the Bank of England will next week raise interest rates...

Legal & General’s new Ignite platform has seen a rise of 53 per cent in one month for broker searches for...

Lenders have reported the UK's biggest increase in mortgage defaults since 2009 - and they expect worse to come this autumn. The...

The latest house price index - this one from the Halifax - has triggered a huge wave of concern about the...

Companies representing some 85 per cent of all mortgage lending have signed up to a new charter.  The lenders claims they have...

There’s almost complete unanimity amongst analysts that this week will see yet another Bank of England base rate rise - and...

The Bank of England’s monetary policy committee does not meet until June 22 but that doesn’t mean there’s any let up...

Mortgage interest rates increased by 2.56% in 2022, with a sharp increase from 1.51% in January to a record 4.07% on...

Barrows and Forrester reveal that the level of homes being snapped up within two weeks of being listed has fallen to 6.8%....

Estate agent comparison site, GetAgent.co.uk, suggests that the property market will remain steady throughout the autumn. An analysis of property market data over...

Hertfordshire-based bridging lender TAB completed an impressive £34 million of loans back in August – up from £30 million in June...

Provider of retail financial product data, Moneyfacts, announced that although average rates have risen for a 10th consecutive month the average...

While it seems like sold prices across England and Wales have slipped by -1.1% in the last year when compared to...

Research carried out by Total Landlord Insurance shows that landlords all across the country are yet to reach a general consensus...

There has recently been an increase in the number of buyers opting for chain-free properties, which research from property purchasing specialist,...

Last week (June 16), the Bank of England increased the base rate by 0.25%, up from 1.00% to 1.25%. In response, Moneyfacts.co.uk...

A new analysis from the specialist lender Together finds that 24% of UK’s FTBs would prioritise and pay more than the...

Deposit Unlock, a mortgage scheme that allows new build buyers to purchase with a 5% deposit, has launched nationally with 17...

In July 2020 the stamp duty holiday was kickstarted by chancellor Rishi Sunak. It gave first-time buyers and home movers up...

Data from Legal & General Mortgage Club’s SmartrCriteria tool found that searches for furlough friendly mortgage criteria continued to fall month...

Tembo, a London-based FinTech on a mission to transform consumer lending through the power of family, has announced that it has...

Research by GetAgent has revealed how asking prices across many areas of the property market tumbled in the wake of the...

Although record property sales and skyrocketing house prices have dominated the headlines, new figures suggest that the rosy picture of the...

Across England and Wales, many homebuyers have made use of the stamp duty holiday. The land tax discount encouraged many to...

As the first stage of the stamp duty holiday (SDLT) draws to a near close on June 30 2021, many homebuyers...

According to new research from equity adviser Key, the Bank of Gran and Grandad has gifted nearly £1 million a day...

Despite market delays, over half a million homebuyers in England are set to benefit from the stamp duty holiday to the...

With the sun making an appearance and the hope of a further easing of restrictions, Furness Building Society is holding a 'competition...

Leading mortgage industry trade magazine Mortgage Introducer has partnered with popular industry event, Mortgage Business Expo (MBE) to provide visitors with...

Anti-money laundering specialist SmartSearch has warned property agents are in serious danger of non-compliance with new regulations, unless they ditch documents...

An equity release advisory is reflecting on the shifts in equity release usage and behaviour in the first quarter of 2021. Research...

Over half a million transactions will save due to the stamp duty holiday extension by the time it ends in September...

Property buyers in certain cities could enjoy a hat-trick of savings via the stamp duty holiday, a reduced mortgage deposit requirement and...

With tomorrow’s Budget expected to be one of the most significant in recent history, fresh research by MoneySuperMarket reveals 74% of...

The managing director of bespoke property search firm Index West Midlands says the government must urgently review the UK’s ‘outdated and...

As we approach the end of what has been a difficult year, Mortgage Business Expo (MBE) has confirmed that it will...

A steep drop in recorded crime since the start of the coronavirus lockdown has led to a downward shift in home...

More than twice as many principals, advisers and administrators worry about the impact of a second coronavirus lockdown than about Brexit,...

Brexit has caused UK house price growth to half since June 2016, according to property management company Apropos. The digital platform, designed...

The level of new-build properties being sold has picked up as we approach the end of the year, while sales across...

With the outcome of Brexit hanging in the balance, ‘Leave’ voting areas have recorded higher average house price increases than ‘Remain’...

Fluent for Advisers has reported an increase in home improvement secured loan requests from introducers. The latest second-charge figures for June from...

Both the volume and value of flexible payments from pensions has hit a new high, according to Moneyfacts. Data from the money...

Many key indicators for home movers and first-time buyers remained either stable or only marginally changed when compared to the previous...

The Right Mortgage & Protection Network held its largest bi-annual event on how members can use marketing effectively to grow their...

MortgageGym is adding four specialist lenders to its online platform for mortgage applicants with lower credit scores. These include Together and Precise...

Shawbrook Bank and the newest addition to its ‘Strategic Partner’ panel, Sirius Property Finance, helped an experienced investor to remortgage nine...

Almost half of homeowners are making overpayments on their mortgages, according to new research from Which? Mortgage Advisers. Those aged 18-24 led...

Since the Brexit vote, house prices have increased across the UK by 9.3%, with market uncertainty surrounding the exit being blamed...

The proportion of sales made to first-time buyers rose by five percentage points to 29% in June, the highest figure recorded...

The national month-on-month figures for new listings ‘for sale’ reached 9.4%, while the amount of properties sold sat at 6.2% in...

The buy-to-let sector could be entering another period of stabilisation, according to recent analysis carried out by Mortgage Brain. The cost of...

Brightstar Financial has launched a series of specialist lending workshops to help brokers engage with the market more effectively. Merging with some...

Just Mortgages’ self-employed division has now reached 100 brokers – an increase of 23% since the end of 2017. Launched with just...

The Mortgage Hut has seen a year on year rise of 30% in mortgage applications in August despite the traditional seasonal...