Archive

Families across the UK and even those overseas with assets in Britain need to urgently consider ways to mitigate the potential...

Lloyds Bank says it expects mortgage rates to remain broadly stable for the short term after the volatility of the past...

The lenders’ trade body, UK Finance, has published a report examining why some landlords are falling into mortgage arrears and why...

A left-wing academic is suggesting that the new UK Labour government should emulate the US and introduce life-long fixed-rate mortgages. Some 90...

Price growth in high-value prime areas has been put on hold given uncertainty surrounding the General Election, according to the latest...

Mortgage experts have criticised the Reform UK housing and tax policies as being superficially appealing but risking a return to the...

This accounts for some of the big rise seen recently in the supply of homes for sale - 20% up on...

The proportion of buy to let properties purchased in Southern England fell to a record low last year, continuing a trend...

Lloyd’s pre-tax profits were just £1.6 billion between January and March, down from £2.3 billion for the same period last year. The bank...

Suffolk Building Society has introduced a tiered approach to its Interest Cover Ratio assessment for buy to let and holiday let...

Recent economic data was reassuringly predictable. We learned that core inflation fell by fractionally more than expected while services inflation proved slightly...

The beleaguered construction sector - a good early indicator of later sales activity - has seen a welcome boost in some...

A think tank is urging the UK government to initiate mortgage market reforms to promote higher home ownership. The Social Market Foundation...

A buying agency says stamp duty is one of the biggest obstacles to a healthy housing market driven. Recoco Property Search says...

The Intermediary Mortgage Lenders Association has given the thumbs down to the Budget of Chancellor Jeremy Hunt. The trade body was disappointed...

The buy to let mortgage sector has seen fixed rates fall to their lowest point since September 2022, according to analysis...

Downsizers across England and Wales could unlock an average £305,090 by moving from a four bed to a two bed home,...

The true cost of stamp duty is two thirds greater than the tax itself because it obliges buyers to spend far...

The number of mortgages offered to home buyers went up from 49,300 in November to 50,500 in December, against the normal...

New research from Aldermore suggests that some 55 per cent of prospective first time buyers are currently seeking to raise a...

Despite a sharp fall in the number of homes bought by landlords in 2023, the number of limited companies set up...

Many landlords say they’re set to expand investments in 2024 despite facing up to 80 per cent higher costs in the...

The chief executive of Winkworth estate agency chain says this week’s Autumn Statement must see the reinstatement of Mortgage Interest Tax...

The UK's largest mortgage lender expects house prices to fall this year and next before rising in 2025. Lloyds Banking Group -...

Britain’s macroeconomic policy framework needs an overhaul to tackle the risk of an unsustainable ratcheting up of debt. That’s the view of...

A new analysis of the UK’s buy to let mortgage market shows just how much it’s grown over the past decade,...

An internationally-ranked chess player who swindled £750,000 through mortgage and tax fraud has been jailed. Robin Moss spent more than £115,000 of...

The head of a specialist buy to let mortgage broker has controversially told landlords that the scrapping of Section 21 eviction...

Brokers are warning that dramatic council ‘effective bankruptcies’ will increase local residents’ tax bills and so hurt mortgage affordability. This follows the...

New analysis of personal guarantee requests from lenders for Limited Company Buy to Let mortgage, has found that the average personal...

Belvoir - fast becoming as big a force in financial services as in property - has snapped up a regional mortgage...

Nearly half of mortgage brokers expect the volume of buy-to-let portfolio limited company lending they write to increase in the next...

The Intermediary Mortgage Lenders Association wants the government to give additional support to landlords It says the cumulative effects of regulatory and...

It’s turning into a buyers’ market as sellers are accepting on average £14,000 or 4% less than their asking price, according...

Despite the recent economic turbulence, the bridging market has seen more requests for fast, short-term finance. This type of finance provides certainty...

Newcastle Building Society has reported record lendings for 2022 of £586 million. Significant support was provided to Members, clients, and colleagues during...

Ever wondered how your tax money is distributed? Research from RIFT Tax Refunds has disclosed exactly where your tax goes, with the...

The latest research by Alliance Fund shows that the government’s decision to cut stamp duty could boost new housing delivery by 16%. The changes...

The government announced the SDLT will only be payable on property purchases over £250,000. First-time buyers will only pay the tax...

There seems to be some light at the end of the tunnel for UK citizens regarding tax as research from RIFT...

With votes in and Liz Truss elected as the new Prime Minister, many may have the question “what now”?  When it comes...

New research by RIFT Tax Refunds reveals that by March 2023 household bills will cost 11% of the average person’s salary. The cost-of-living crisis...

During the home buying process, specific information and documentation is required to ensure that the buyer is suitable. These checks are...

A study done by RIFT Tax Refunds has disclosed just how much the average person would need to see their pay...

This article originally appeared on Estate Agent Today last week, but is reproduced here in full as is likely to be...

A property expert has predicted that mortgage applicants are likely due to experience some difficulties being approved for loans. It was stated...

Barrows and Forrester, the estate and lettings agent, reveal that council tax has increased by up to £145. The tax that helps...

Recently a study was done and revealed by Stipendium, the platform that simplifies life’s complex events such as home moving, that...

Some 3.2 million adults in the UK have missed some form of major payment over the last two years as the...

Recent property market analysis by London lettings and estate agent, Benham and Reeves, has found that Russian residential property purchases contributed...

The housing industry, like many other sectors, experienced a tumultuous 2021 as the pandemic continued to trigger exponential house price rises....

In this guest piece, WFW London real estate partner Richard Hughes and senior associate Alexander Collis explain in-depth about green sustainable loans....

Retirement non-profit company Cognatum Estates provides advice for those who are considering selling and buying in later life. It is unquestionably a difficult...

The latest Nationwide house price index, released yesterday morning, reveals that January has seen the strongest start to the year since...

Legal & General has unveiled the top search trends that have driven activity in the market over the past three years,...

The value of the nation’s spare rooms is estimated at around £791.5 billion, and that’s just those of homeowners that admit...

In a recent UK housing market forecast, Rightmove uncovers what changes the industry can expect throughout 2022.  The UK's leading online real estate portal...

In July 2020 the stamp duty holiday was kickstarted by chancellor Rishi Sunak. It gave first-time buyers and home movers up...

New research by the estate agent comparison site, GetAgent, has revealed how much money the UK government lost as a result...

Market estate agency comparison website GetAgent.co.uk recently revealed how the stamp duty holiday has made house prices difficult for the first-time...

Research by an estate agent comparison site has found that the cost of homeownership has climbed by a great margin. GetAgent looked...

Research by GetAgent has revealed how asking prices across many areas of the property market tumbled in the wake of the...

Across England and Wales, many homebuyers have made use of the stamp duty holiday. The land tax discount encouraged many to...

As the first stage of the stamp duty holiday (SDLT) draws to a near close on June 30 2021, many homebuyers...

Brokers are searching for applications that will not leave a lasting mark on a client's credit score, new research from Knowledge Bank...

The UK housing market has boomed over the past year, with buyers and sellers benefitting from recent initiatives. But how have...

Vernon Building Society has announced a new competitively priced mortgage, available up to 90% of the property’s value. The mortgage is designed...

The managing director of bespoke property search firm Index West Midlands says the government must urgently review the UK’s ‘outdated and...

2021 looks set to be another year of change in the mortgage market, with the second charge market seeing the biggest...

The current stamp duty holiday has already saved homebuyers an estimated £817 million, with the potential to reach £1.5 billion before...

Almost one in three UK adults intended to buy a home in 2020, but only a third managed to progress their...

A mortgage advisor is urging prospective buyers to act now before the stamp duty holiday comes to an end. Matt Colley, director...

Pure Retirement has started the new year by making changes to its heritage range criteria, aiming to give consumers more choice...

The increase in portfolio and complex buy-to-let business seen over the past two years is set to continue in 2020, according...

The number of property purchases supported by Help to Buy ISAs increased by 8% this year, rising from 82,940 in 2017/18...

Property investment company Cogress has launched its Innovative Finance ISA (‘IFISA’) in a move to diversify IFISA-eligible bonds. With a minimum investment...

Stamp Duty Land Tax (SDLT) in its current form is a ‘major obstacle’ to the housing market, particularly for older people...

Nearly three quarters (71%) of the UK’s growing self-employed population believe their employment status makes it harder to get a mortgage,...

Hinckley & Rugby Building Society has launched a new cashback mortgage with no completion fee. The new residential mortgage is a two-year...

Leeds Building Society has launched two new discounted but-to-let mortgages. The society aims to support landlords to actively manage their property portfolios...

The number of landlords looking to remortgage has now reached an all-time high, according to a survey by Paragon. Its Financial Adviser...

The Bank of Mum and Dad is now seeking financial advice and guidance, according to new research from Key. The independent equity...

Failure to seek expert advice is leaving buy-to-let landlords at risk of high tax bills that could have been avoidable, according...

Retirement Advantage has announced new enhancements to its range of mortgage products aimed at older landlords. Last year, the retirement income provider...

A specialist buy-to-let mortgage broker has urged buy-to-let landlords to take a cautious approach and seek expert advice when it comes...

Nearly two out of five (38%) landlords will use limited companies to buy properties over the next year compared to 28%...

Specialist mortgage marketplace lender Landbay has lent a total of £100 million to buy-to-let landlords since its 2014 launch. Recent regulatory changes...

Specialist finance provider Together recorded strong progress and record lending volumes in the quarter to 31 December 2017, with its loan...

LSL Group has announced two exclusive five-year fixed rate products with Leeds Building Society. The buy-to-let products – with rates of 2.94%...

Half of BTL brokers still unware of upcoming PRA changes Just over half (54%) of brokers believe that they fully understand what...

Landlords are being urged to remortgage in order to prepare for the reformed buy-to-let lending criteria due to be introduced in...

OneSavings Bank (OSB) has announced its new lending criteria for portfolio landlords to help brokers prepare for the PRA Phase 2...

The number of first-time buyers and buyers of investment properties has fallen in the last two years, My Home Move say. First-time...

Specialist mortgage lender, Foundation Home Loans, has reformed its buy-to-let range with new first-time landlord products. New five-year fixed rate options will...

Comprehensive changes have been carried out by New Street Mortgages to its buy-to-let proposition. The changes, which go live today (28 March),...

A quarter of young people believe the only way they'll ever own a home is by inheriting cash, research by Halifax has...

First Complete and Pink are calling on mortgage brokers to update their landlord clients on buy-to-let tax changes coming into force...

The annual results published by Hinckley & Rugby Building Society has revealed robust growth in its mortgage lending and savings balances.  In...

A leading buy-to-let broker has partnered with a new lender to improve its selection of offerings. Commercial Trust has added Vida Homeloans...

TMBC, a lender specialising in the buy-to-let market, has announced the launch of new functionality for its sourcing and quotation system. Intermediaries...